topic PSECU PLOC NO LONGER - end of an era in Personal Finance

PSECU PLOC NO LONGER - end of an era

44Rebuild2Ball — Sat, 18 Nov 2023 02:30:39 GMT

Hey folks,

Was preparing to app for PSECU PLOC. They updated their website and come to find...no PLOC product online. Sent secure message to member services and confirmed. PLOC product discontinued!!! Very disappointed. Anyhow, my recent NFCU More Rewards approval for 20k lessens the blow.

Re: PSECU PLOC NO LONGER - end of an era

northway — Thu, 23 Nov 2023 19:10:52 GMT

I joined earlier this month and noticed the same. Sucks, but it seems like a lot of banks and CUs are moving away from offering PLOCs.

Re: PSECU PLOC NO LONGER - end of an era

reluctantgarden — Tue, 28 Nov 2023 19:17:31 GMT

@44Rebuild2Ball wrote:
Hey folks,

Was preparing to app for PSECU PLOC. They updated their website and come to find...no PLOC product online. Sent secure message to member services and confirmed. PLOC product discontinued!!! Very disappointed. Anyhow, my recent NFCU More Rewards approval for 20k lessens the blow.

If you're looking for one, I recently got a $15k LOC from BCU, which matches my Cash Rewards CL so I was pretty happy.

Re: PSECU PLOC NO LONGER - end of an era

44Rebuild2Ball — Tue, 28 Nov 2023 21:55:22 GMT

Yeah I see that. Do you have datapoints on BCU? TU8 pull scores & addt'l data?

Re: PSECU PLOC NO LONGER - end of an era

markbeiser — Wed, 29 Nov 2023 02:03:26 GMT

If you are in Texas, Amplify CU still offers a PLOC.

Re: PSECU PLOC NO LONGER - end of an era

44Rebuild2Ball — Mon, 04 Dec 2023 11:56:42 GMT

Thanks! Not in Texas but appreciate that. Got Langley, Affinity & Unify in the crosshairs for PLOC. Anyone else feel free to weigh in.

Re: PSECU PLOC NO LONGER - end of an era

reluctantgarden — Wed, 06 Dec 2023 18:54:20 GMT

@44Rebuild2Ball wrote:
Thanks! Not in Texas but appreciate that. Got Langley, Affinity & Unify in the crosshairs for PLOC. Anyone else feel free to weigh in.

Affinity FCU is good as well--$3k PLOC there. For that and BCU--this past summer--TU8 was mid-770s, with lengthy profile but LOL/24. I would go for Affinity first, as BCU seems to have stricter (and lengthier) UW.