topic Credit unions other than NFCU with soft pull CLI's? in Personal Finance

Credit unions other than NFCU with soft pull CLI's?

SouthJamaica — Wed, 19 Jun 2024 21:00:08 GMT

Are there any credit unions, other than NFCU, to which you can apply for a CLI without a hard pull?

Re: Credit unions other than NFCU with soft pull CLI's?

FicoMike0 — Wed, 19 Jun 2024 21:08:31 GMT

That's a good question. I don't presently have a card with a cu. I've gotten clis from Capone (small), amex (large), and wells with sp, but have no data on cus. I did join penfed, dcu and Langley without a hp. I got a ssl from penfed with a sp.

I'm hoping I can get a cli from us b with a sp.

Re: Credit unions other than NFCU with soft pull CLI's?

titancylinder — Wed, 19 Jun 2024 22:49:50 GMT

@SouthJamaica wrote:
Are there any credit unions, other than NFCU, to which you can apply for a CLI without a hard pull?

Liberty Federal Credit Union does (libertyfcu.org), but I do not do business with them. See Photo. LFCU CLI

Re: Credit unions other than NFCU with soft pull CLI's?

Guyatthebeach — Wed, 19 Jun 2024 23:44:32 GMT

@SouthJamaica,

Out of all the CU's I'm a member of, only Founders FCU, SCSCU and SDFCU do SP for CLI's. At SCSCU, I'm at their maximum of 25k for unsecured credit. At SDFCU, I'm at $80,500,$30,000 on the 2% cash back Visa and $50,500 on the regular Visa. I had two CLI's I requested and the others automatically CU issued CLI's.

Redstone appears to be hit or miss. I was told it's a HP for a CLI, some people reported it's a SP and there say a HP. Buyer be aware! I'm not perusing any additional credit with BCU. I have first hand data on BECU as I don't have a card with and PSECU advised me to wait a year before a CLI request.

Hope this helps.

Guythebeach

Re: Credit unions other than NFCU with soft pull CLI's?

GZG — Wed, 19 Jun 2024 23:21:50 GMT

@Guyatthebeach wrote:
Redstone appears to be hit or miss. I was told it's a HP for a CLI, some people reported it's a SP and there say a SP. Buyer be aware!

redstone is 100% a HP for CLI, not sure who has reported you can get a SP CLI

Re: Credit unions other than NFCU with soft pull CLI's?

CreditCuriosity — Wed, 19 Jun 2024 23:24:51 GMT

Alliant is SP for cli''s

Re: Credit unions other than NFCU with soft pull CLI's?

SouthJamaica — Thu, 20 Jun 2024 02:23:52 GMT

@titancylinder wrote:
@SouthJamaica wrote:
Are there any credit unions, other than NFCU, to which you can apply for a CLI without a hard pull?
Liberty Federal Credit Union does (libertyfcu.org), but I do not do business with them. See Photo. LFCU CLI

That says it's for prequalification for credit.

Re: Credit unions other than NFCU with soft pull CLI's?

FicoMike0 — Thu, 20 Jun 2024 03:41:42 GMT

I keep my reports all frozen, so they're all sp for me, lol.

Re: Credit unions other than NFCU with soft pull CLI's?

cashorcharge — Tue, 25 Jun 2024 00:01:21 GMT

@SouthJamaica wrote:
Are there any credit unions, other than NFCU, to which you can apply for a CLI without a hard pull?

None of mine unfortunately...