topic Re: BCU website in Personal Finance

BCU website

Jnbmom — Sat, 02 Nov 2024 11:42:15 GMT

I am trying to pay DHs bill and I am getting this error message? Our external account is active and we always use it. Any clues?

Re: BCU website

SouthJamaica — Sat, 02 Nov 2024 12:09:33 GMT

@Jnbmom wrote:
I am trying to pay DHs bill and I am getting this error message? Our external account is active and we always use it. Any clues?

1. Hi. You might want to consider putting this under "Personal Finance" rather than "Credit Cards", because it's an issue that afflicts BCU generally.

2. I had similar experiences with BCU, which is why I put that credit union in the rear view mirror.

https://ficoforums.myfico.com/t5/Personal-Finance/Negative-experience-with-BCU/m-p/6762746

Other people have had similar experiences.

Re: BCU website

Jnbmom — Sat, 02 Nov 2024 12:51:15 GMT

@SouthJamaica

Thanks . Never had issues before paying it but if this is common may dump them as well .

Re: BCU website

Kforce — Sat, 02 Nov 2024 17:48:37 GMT

Don't have them, however have had a couple of CU's/Banks close down linked payment accounts because of lack of use. Five or six months of not using the account for payments and they close the account. Once it was just because I did not use the card at all and another because I had been paying by transferring funds from a checking account to pay the card each month.

Could be BCU unlinking the account, not that the paying account is not good or not funded.

Re: BCU website

Jnbmom — Sat, 02 Nov 2024 18:01:42 GMT

@Kforce

Thanks we haven't used the card or payment account in probably 6 months, was just trying to rotate in . Maybe I will try to add external account again and see .

Re: BCU website

Kforce — Sat, 02 Nov 2024 18:14:59 GMT

@Jnbmom wrote:
@Kforce

Thanks we haven't used the card or payment account in probably 6 months, was just trying to rotate in . Maybe I will try to add external account again and see .

Let us know if BCU un-linked because of lack of use.

Re: BCU website

Jnbmom — Sat, 02 Nov 2024 18:25:01 GMT

@Kforce wrote:
@Jnbmom wrote:
@Kforce

Thanks we haven't used the card or payment account in probably 6 months, was just trying to rotate in . Maybe I will try to add external account again and see .
Let us know if BCU un-linked because of lack of use.

Wil do even tried to transfer to his savings account no go. Will remove and relink and see what happens if not sock drawer or close .

Re: BCU website

Jnbmom — Sun, 03 Nov 2024 12:27:42 GMT

@Kforce

I deleted "active" account and tried to add again failure . Might close this sucker and mine as my active external does not work either .

Re: BCU website

RootDet — Sat, 09 Nov 2024 04:57:30 GMT

I had something similar. you have to be a member for it was either 3 or 6 months before you can transfer from external accounts even to pay the credit card. You have to push funds over until your membership is old enough.

BCU is a very weird bank. never had that experience before myself.

Re: BCU website

creditfan — Sat, 09 Nov 2024 06:08:46 GMT

external adding is limit to 5, if you add more than that it will give you an error. However, you can add member to member to avoid the limit.

BCU is my primary and it's been working as it should