topic Re: CU with Customizable ATM Limits in Personal Finance

CU with Customizable ATM Limits

Andy77 — Wed, 13 Nov 2024 19:02:46 GMT

Can anyone recommend a CU with customizable atm limits you can set on your iPhone.

With USAA, I can change my atm limit in real time on my iPhone from 650.00 to 5k atm withdrawal limit.

I am looking for a CU that also has the same feature. Does anyone know of any ?

Re: CU with Customizable ATM Limits

pizzadude — Wed, 13 Nov 2024 20:31:33 GMT

Haven't heard of this feature before but I could see that it might be helpful for some situations.

To clarify, USAA allows you to set your maximum daily ATM withdrawal limit ?

Re: CU with Customizable ATM Limits

Andy77 — Wed, 13 Nov 2024 20:37:34 GMT

Yes, I can change my atm limit on my iPhone app. So let's say I am going on a cruise and need a little traveling cash and need 3k. I log into the app, change the atm amount to 3k , press accept and it's done in real time and can access the funds I need through the atm all within 5 minutes.

There has to be one CU in all of the US that works the same way.

Re: CU with Customizable ATM Limits

Andy77 — Thu, 14 Nov 2024 21:22:27 GMT

I found out that BECU will allow for atm withdrawal changes through messenger via their app. They didn't tell me there was a limit obviously other than having the cash in your account to cover what you need to take out. I mentioned 3k on the phone and the rep said you might want to add a little to that to account for atm fees.