topic Re: Navy federal cloc approval in Personal Finance

Navy federal cloc approval

Begin_anew1 — Fri, 07 Sep 2018 22:18:22 GMT

Just wanted to let you guys know. I applied for the navy federal cloc today. 3 weeks after dc and I was approved. I only put the minimum 500 bc I couldn’t get a prequalified offer anywhere so I didn’t want to push it.

Anyways, it went to a review and then after an hr it was approved. They said they would use the same pull if I requested more today but I’m thinking since it went to review instead of auto approval a higher amount wouldn’t be approved idk.

Equifax fico score 618

Re: Navy federal cloc approval

MrDFinance — Sat, 08 Sep 2018 05:55:10 GMT

Congrats that's a start.... You can ask for a increase later as long as your foots in the door

Re: Navy federal cloc approval

Brian_Earl_Spilner — Sat, 08 Sep 2018 07:01:45 GMT

The majority of apps go to manual review. You already took the hp and got it. The hard part is done. As with everything Navy, shoot for the moon and request the max of $15k. They'll counter. Just make sure youre speaking to an analyst and they're using the same HP.

Re: Navy federal cloc approval

19eighty5 — Sun, 09 Sep 2018 17:35:24 GMT

Congratulations on your approval!

Re: Navy federal cloc approval

Begin_anew1 — Sun, 09 Sep 2018 18:20:09 GMT

Thanks!

Re: Navy federal cloc approval

Medic981 — Sun, 09 Sep 2018 18:21:43 GMT

@Begin_anew1 wrote:
Just wanted to let you guys know. I applied for the navy federal cloc today. 3 weeks after dc and I was approved. I only put the minimum 500 bc I couldn’t get a prequalified offer anywhere so I didn’t want to push it.

Anyways, it went to a review and then after an hr it was approved. They said they would use the same pull if I requested more today but I’m thinking since it went to review instead of auto approval a higher amount wouldn’t be approved idk.

Equifax fico score 618

Re: Navy federal cloc approval

CerebralZulu — Sun, 09 Sep 2018 18:45:08 GMT

@Begin_anew1 wrote:
Just wanted to let you guys know. I applied for the navy federal cloc today. 3 weeks after dc and I was approved. I only put the minimum 500 bc I couldn’t get a prequalified offer anywhere so I didn’t want to push it.

Anyways, it went to a review and then after an hr it was approved. They said they would use the same pull if I requested more today but I’m thinking since it went to review instead of auto approval a higher amount wouldn’t be approved idk.

Equifax fico score 618

What dc are you referring to? Double cash?

Re: Navy federal cloc approval

Begin_anew1 — Sun, 09 Sep 2018 19:15:54 GMT

I meant discharge.

Re: Navy federal cloc approval

CerebralZulu — Sun, 09 Sep 2018 21:42:50 GMT

Wow, thats impressive. Congrats on the good work.

@Begin_anew1 wrote:
I meant discharge.