Does closing Chase Student Checking impact existing Chase CC or FICO?

Anonymous — Thu, 19 Mar 2015 20:06:31 GMT

I have had a Student Checking account with Chase for 5 years, I'm getting tired of their $6 monthly service fee, I have to avoid it by making 5 in store debit card transactions.

I don't really like doing this since I have CC that give me actual rewards and its a hassle.

I opened up a discover checking account for the $50 bonus. I was planning on transfering my funds.

I'm unsure if closing this checking account will have any impact on my credit score or my three chase CC ( slate, amazon, and freedom)

fyi: Chase is really crappy when it comes to CLI and I'm just annoyed overall with the bank.

Re: Does closing Chase Student Checking impact existing Chase CC or FICO?

longtime_lurker — Fri, 20 Mar 2015 02:12:32 GMT

@Anonymous wrote:
I have had a Student Checking account with Chase for 5 years, I'm getting tired of their $6 monthly service fee, I have to avoid it by making 5 in store debit card transactions.

I don't really like doing this since I have CC that give me actual rewards and its a hassle.

I opened up a discover checking account for the $50 bonus. I was planning on transfering my funds.

I'm unsure if closing this checking account will have any impact on my credit score or my three chase CC ( slate, amazon, and freedom)

fyi: Chase is really crappy when it comes to CLI and I'm just annoyed overall with the bank.

No, it does not.

And yes, it is better when dealing with Chase to app for a new card and roll the limit. Kind of dumb, but every bank has their little quirks.

topic Does closing Chase Student Checking impact existing Chase CC or FICO? in Personal Finance

Does closing Chase Student Checking impact existing Chase CC or FICO?

Re: Does closing Chase Student Checking impact existing Chase CC or FICO?