topic Re: NFCU CREDIT SCORE UPDATE??? in Personal Finance

NFCU CREDIT SCORE UPDATE???

Vegas4Play — Sun, 07 Oct 2018 15:52:33 GMT

So previoisly my fico on Navy Fed updated every other month on th 3rd. Last was on 9/3 score was 770, I look today and it shows it updated on 10/3 (off cycle) and it shows 782. Anybody else see a score update this month?

Re: NFCU CREDIT SCORE UPDATE???

Anonymous — Sun, 07 Oct 2018 16:16:45 GMT

Mine also says updated 10/3, but it’s the same score as On 9/3. But when looking at the credit history graph, it clearly shows both dates. ¯\_(ツ)_/¯

Re: NFCU CREDIT SCORE UPDATE???

Anonymous — Sun, 07 Oct 2018 16:24:28 GMT

OP—Are you wondering because you’re hoping to get a CLI or other credit/loan product with a SP or just noting the seeming departure form every-other-month pattern?

Re: NFCU CREDIT SCORE UPDATE???

Vegas4Play — Sun, 07 Oct 2018 16:39:05 GMT

The latter ttulaw, I'm not looking for an increase from them right now, just seems weird.

Re: NFCU CREDIT SCORE UPDATE???

19eighty5 — Sun, 07 Oct 2018 17:52:58 GMT

My score updated on 10/3 and is a new score.

Re: NFCU CREDIT SCORE UPDATE???

pizza1 — Sun, 07 Oct 2018 19:41:48 GMT

The one from 9/3 was their usual 2 month review, and the one on 10/3 was their semi-annual review They do twice a year.

Re: NFCU CREDIT SCORE UPDATE???

Brian_Earl_Spilner — Sun, 07 Oct 2018 19:44:02 GMT

@pizza1 wrote:
The one from 9/3 was their usual 2 month review, and the one on 10/3 was their semi-annual review They do twice a year.

So there will be another score update next month for account review?

Edit: actually, that's a dumb question as they would have to for the normal ar to continue on odd months.

Re: NFCU CREDIT SCORE UPDATE???

AverageJoesCredit — Mon, 08 Oct 2018 01:12:26 GMT

2 point increase, i am legend

Re: NFCU CREDIT SCORE UPDATE???

shoegal — Mon, 08 Oct 2018 02:50:09 GMT

Mine updated to a new score and also a preapproval for a car loan. 🤷🏻‍♀️

Re: NFCU CREDIT SCORE UPDATE???

Anonymous — Mon, 08 Oct 2018 22:26:19 GMT

Yep! 10 points up on the 3rd! Woohoo!

Re: NFCU CREDIT SCORE UPDATE???

AverageJoesCredit — Mon, 08 Oct 2018 22:36:06 GMT

Shoegal, wait wut? Navy offers preaprovals ?

Re: NFCU CREDIT SCORE UPDATE???

shoegal — Tue, 09 Oct 2018 13:40:24 GMT

@AverageJoesCredit wrote:
Shoegal, wait wut? Navy offers preaprovals ?

Sometimes they send preappovals offers in the mail or by email, but I’m pretty sure they are just marketing.

Re: NFCU CREDIT SCORE UPDATE???

tcbofade — Fri, 12 Oct 2018 01:55:31 GMT

I didn't even know to look.

Up 8 for me.

Re: NFCU CREDIT SCORE UPDATE???

jenrn123 — Sat, 20 Oct 2018 17:20:07 GMT

Just noticed the same off-pattern FICO update...up 26 points for me , although my score had dropped 28 points since May. At least it looks like it's turning around!

If an offer for a CLI, new card or service were to be made by Navy Fed, where would one see such a thing? Do they send it via personal e-mail, in the Message box in your account, or under the Offers tab? I'll be applying for a mortgage in May, so don't want to risk another inquiry on my report, but don't want to miss a potential offer. FWIW, I've only been a Navy Fed member since April. Started with GoRewards with $700 SL, up to $2200 2 months ago (with a hard pull), and refinanced my car in May ($28000).