BBVA Personal Loan Approved $35K

Anonymous — Wed, 17 Oct 2018 14:22:56 GMT

Got this finally approved on my second attempt. First time they said they couldn't verify my identity because when they request your utility bill they actually call them and try to verify. Of course mine wouldn't cooperate, which I'm glad because I don't want anyone to be able to call and ask about my accounts. But good thing is they never pulled my credit for that app. I called back and they said to do it over the phone. I was verified and was told I was approved in ten minutes. Verification was just a simple text code. Then a few days later they called asking for bank acct. information for the wire. A couple more days passed, then another call from a fraud department for more verification. DL and social security card photos were requested. I called the next day after fraud people said I was verified(finally I'm a real person!). I was told funds would be deposited in 3-5 days. They were there next day. I was prequalified, got offers in the mail. EX was 792, model 9 I believe. I have about 6 inquiries in the last six months on EX, 12 total in the last 24 months. No derogs, 1% UTI. No prior relationship with them. And they requested no POI, just identity verification.

Re: BBVA Personal Loan Approved $35K

AverageJoesCredit — Wed, 17 Oct 2018 16:48:59 GMT

JohnnyBGOOD Well done Enjoy your new loan

Re: BBVA Personal Loan Approved $35K

JoeLuvsHisCredit — Thu, 18 Oct 2018 23:20:37 GMT

Congrats OP My EX is 791 and they give me these opitions. What is your APR?

Re: BBVA Personal Loan Approved $35K

Anonymous — Fri, 19 Oct 2018 20:15:45 GMT

I got 12.09%, and went with 72 months. I'll pay it off in less than a year with no prepayment penalty.

topic Re: BBVA Personal Loan Approved $35K in Personal Finance

BBVA Personal Loan Approved $35K

Re: BBVA Personal Loan Approved $35K

Re: BBVA Personal Loan Approved $35K

Re: BBVA Personal Loan Approved $35K