https://ficoforums.myfico.com/t5/Personal-Finance/NFCU-Application-Question/m-p/5406263#M37120 Thank you. But will they pull the EWS first or request the verification information first? Tue, 13 Nov 2018 05:32:05 GMT Goal_Getter 2018-11-13T05:32:05Z https://ficoforums.myfico.com/t5/Personal-Finance/NFCU-Application-Question/m-p/5406258#M37117 Just curious to know which comes first. Do NFU request the verification information before or after the credit checks are ran? I’m concerned because Wells Fargo bank reported a $46 dollar balance owed on a checking account to EWS a few months ago. Will Navy deny opening a savings account because of this? I’m not interested in a checking account with them at this time. The balance has been paid. How much of an affect will this have? Tue, 13 Nov 2018 05:26:25 GMT https://ficoforums.myfico.com/t5/Personal-Finance/NFCU-Application-Question/m-p/5406258#M37117 Goal_Getter 2018-11-13T05:26:25Z https://ficoforums.myfico.com/t5/Personal-Finance/NFCU-Application-Question/m-p/5406262#M37119 <P>I am pretty sure Navy checks EWS before opening checking/savings account.</P> Tue, 13 Nov 2018 05:29:32 GMT https://ficoforums.myfico.com/t5/Personal-Finance/NFCU-Application-Question/m-p/5406262#M37119 Jnbmom 2018-11-13T05:29:32Z https://ficoforums.myfico.com/t5/Personal-Finance/NFCU-Application-Question/m-p/5406263#M37120 Thank you. But will they pull the EWS first or request the verification information first? Tue, 13 Nov 2018 05:32:05 GMT https://ficoforums.myfico.com/t5/Personal-Finance/NFCU-Application-Question/m-p/5406263#M37120 Goal_Getter 2018-11-13T05:32:05Z https://ficoforums.myfico.com/t5/Personal-Finance/NFCU-Application-Question/m-p/5406502#M37155 My guess would be when you apply they would check the EWS first before making any decision to approve Tue, 13 Nov 2018 16:12:44 GMT https://ficoforums.myfico.com/t5/Personal-Finance/NFCU-Application-Question/m-p/5406502#M37155 AverageJoesCredit 2018-11-13T16:12:44Z