topic Re: NFCU Eligibility Question in Personal Finance

NFCU Eligibility Question

Anonymous — Wed, 05 Dec 2018 15:51:41 GMT

My younger brother served in the army but we have no relationship. I know his birth date but not any of his other information.
He came back from Afghanistan and is not close to anyone. He wasn't super close to anyone before and now it's been several years.
How do I prove relationship? We have different last names.

Re: NFCU Eligibility Question

Medic981 — Wed, 05 Dec 2018 16:47:23 GMT

Yeah, that is going to be a problem. If he is already a member you could join but you would still need to know his account number.

Once your family member joins Navy Federal, you'll be eligible as well. If they can't or don't want to become a member right now, you can still join. You may need one of the following documents from your family member:

Driver's License with Veterans designation
State-issued Veteran ID Card
Military orders
Leave orders
Earning statement (LES)
Enlistment papers
Proof of direct deposit from DoD
Pension papers from DoD
DD 214
NGB 22

Re: NFCU Eligibility Question

Anonymous — Wed, 05 Dec 2018 17:14:29 GMT

Gah! So they don't have a database?

Re: NFCU Eligibility Question

Medic981 — Wed, 05 Dec 2018 17:24:36 GMT

You have to prove eligibility.

Re: NFCU Eligibility Question

UncleB — Thu, 06 Dec 2018 05:10:17 GMT

Give them a call and tell them your situation... they might have a suggestion that doesn't involve contacting your brother directly.

Re: NFCU Eligibility Question

RonM21 — Fri, 07 Dec 2018 00:14:30 GMT

Op, any update?

Re: NFCU Eligibility Question

Anonymous — Fri, 07 Dec 2018 01:39:49 GMT

Not yet. I got called into work and haven't had time to call NFCU. Will try to call soon.

Re: NFCU Eligibility Question

Anonymous — Tue, 11 Dec 2018 15:12:44 GMT

I need his access number.
I think I'm just going to leave it. There are other options and when things tend to be too much of a struggle compared to others than sometimes it's best to leave it be.

Re: NFCU Eligibility Question

K-in-Boston — Tue, 11 Dec 2018 15:52:45 GMT

NFCU is a lender that can be well worth jumping through hoops. (See joining the San Diego branch of the Navy League and all of the additional steps required to get in that way prior to that loophole closing. I didn't get around to doing that prior to them stopping it (although I did join Navy League) but fortunately it was timed right around when they finally allowed veterans to join.) I'd consider the Hang Up Call Again method. Like UncleB said, they're usually pretty helpful in this regard.

Re: NFCU Eligibility Question

UncleB — Tue, 11 Dec 2018 16:04:50 GMT

@K-in-Boston wrote:
NFCU is a lender that can be well worth jumping through hoops. (See joining the San Diego branch of the Navy League and all of the additional steps required to get in that way prior to that loophole closing. I didn't get around to doing that prior to them stopping it (although I did join Navy League) but fortunately it was timed right around when they finally allowed veterans to join.) I'd consider the Hang Up Call Again method. Like UncleB said, they're usually pretty helpful in this regard.

+1 to all of the above.

I would definitely try the 'HUCA' (hang up call again) method on this, and I'm not one to usually be that persistent.

That they asked for your brother's access number indicates they think he's a member ("access number" is what NFCU calls a membership number) so it sounds as if the rep you got wasn't completely clear on what you were asking. If anything at times they are too eager to help people join (roommates, etc.) so I'm leaning toward thinking there was a miscommunication during your call.

Consider giving it one more try... they are genuinely worth it!

Re: NFCU Eligibility Question

Anonymous — Tue, 11 Dec 2018 16:30:35 GMT

Ok. But it's going to be a few days. Work is rough this week (working for a sociopath is exhausting).
My brother is my brother and a veteran. Technically, I do qualify I just don't know how to prove it since he's currently not speaking to anyone (he goes in phases that can last years). I also don't think its unusual for some veterans.
Years ago when I was living and working in Germany and he was stationed in the south of Germany (before Afghanistan), he was more social.
I wish I had some sort of sibling documentation. I know where he was last in the Rsserves. I wonder if that would help...

Re: NFCU Eligibility Question

Anonymous — Tue, 11 Dec 2018 19:49:33 GMT

They signed me up. I told the rep my situation and he signed me up and said they could verify it through some database if need be. I don't know if that's what he did while I was on the phone.
Yay!! me.

Re: NFCU Eligibility Question

Anonymous — Tue, 11 Dec 2018 20:04:35 GMT

@Anonymous wrote:
They signed me up. I told the rep my situation and he signed me up and said they could verify it through some database if need be. I don't know if that's what he did while I was on the phone.
Yay!! me.

Congrats, I as well trying to determine if i can join. My grandfather was in the Navy but had past away in a house fire before I was born. He was not a member of NFCU. I am trying to figure out how to prove we was in the military service. We have no documents as it was a burned in the fire.

Don't mean to hijack your post but if anyone has any ideas on how to prove I'm eligible I'm all ears.

Thanks

-Michael

Re: NFCU Eligibility Question

Pikaboo-icu — Tue, 11 Dec 2018 20:08:39 GMT

@Anonymous wrote:
@Anonymous wrote:
They signed me up. I told the rep my situation and he signed me up and said they could verify it through some database if need be. I don't know if that's what he did while I was on the phone.
Yay!! me.
Congrats, I as well trying to determine if i can join. My grandfather was in the Navy but had past away in a house fire before I was born. He was not a member of NFCU. I am trying to figure out how to prove we was in the military service. We have no documents as it was a burned in the fire.

Don't mean to hijack your post but if anyone has any ideas on how to prove I'm eligible I'm all ears.

Thanks

-Michael

You should be able to request a copy of his dd 214. https://www.archives.gov/veterans/military-service-records/about-service-records-0

Re: NFCU Eligibility Question

UncleB — Tue, 11 Dec 2018 20:18:14 GMT

@Anonymous wrote:
They signed me up. I told the rep my situation and he signed me up and said they could verify it through some database if need be. I don't know if that's what he did while I was on the phone.
Yay!! me.

Good job! It might have been a bit of a hassle, but I promise they are worth it!

Re: NFCU Eligibility Question

Anonymous — Tue, 11 Dec 2018 20:25:41 GMT

Thank you. I would've given up...
I'll definitely start gathering material in case this question ever comes up again.
My mother's husband (step dad, I guess), was also military but I do everything that I can not to claim him.

I'm considering closing out my FedEx credit union account and moving everything over to NFCU. How they're as good as they sound.

Re: NFCU Eligibility Question

Anonymous — Tue, 11 Dec 2018 20:27:42 GMT

I didn't open a checking, only a savings. Was that a mistake?

Re: NFCU Eligibility Question

UncleB — Tue, 11 Dec 2018 20:34:59 GMT

@Anonymous wrote:
I didn't open a checking, only a savings. Was that a mistake?

I don't have a checking with them, either. They don't seem to mind.

Re: NFCU Eligibility Question

Anonymous — Tue, 18 Dec 2018 16:13:21 GMT

Hey all,
Just wanted to update with info that I've gleaned. I applied and have been accepted for membership based on familial relationships (I have my brother and the guy my mom married when we were kids... some say 'step dad', I say guy who caused my mom unimaginable grief while we were forced to watch in slow motion). Anyway, I digress...

Here's additional info for those thinking of joining: GET YOUR DUCKS IN A ROW.

As a federal credit union, Navy is subject to annual audits. If your account is pulled from the year's previous batch of new accounts you need to make sure you have Proof of Eligibility. They follow the rules closely but also respect the honor of a person's word, so you might get in with verbal info but be VERY prepared for when they pull your file. You don't want your account frozen. They are diligent.

Re: NFCU Eligibility Question

Anonymous — Tue, 18 Dec 2018 17:42:41 GMT

Thanks for the update. I am in the process of pulling all my grandfathers history in the armed forces for my proof.