topic Re: NFCU Reconsideration is it out of the question now? in Personal Finance

NFCU Reconsideration is it out of the question now?

Anonymous — Thu, 13 Dec 2018 00:57:16 GMT

I was denied a personal loan and a student loan, i sent a reconsideration via secure message and they sent me the same response for both.

In order to be considered for an appeal to your recently declined loan application, a new application must be entered for a second review. To expedite the appeals process, please submit the request by speaking with a Consumer Loans Specialist. A written appeal is not needed. Please visit your nearest Navy Federal branch during regular business hours or call our Contact Center at 1-888-842-NFCU (6328). Follow the prompts for Consumer Lending and ask to speak with a Consumer Loans Specialist. We are available to assist you 24 hours a day, 7 days a week.

Re: NFCU Reconsideration is it out of the question now?

Pikaboo-icu — Thu, 13 Dec 2018 01:43:24 GMT

Welcome to My Fico.

Sorry about the denial-

Would you mind sharing your Fico scores, other CCs and/or debts and perhaps estimated income?

I know it seems like a lot but it will better help the members determine if you have a chance at recon & to advise you.

Re: NFCU Reconsideration is it out of the question now?

AverageJoesCredit — Thu, 13 Dec 2018 01:43:32 GMT

Not sure but if its really imporrant to you i would call and plead your case to a live person. Nothing left to lose....besides as nother hp

Re: NFCU Reconsideration is it out of the question now?

Anonymous — Thu, 13 Dec 2018 13:59:22 GMT

My scores are 650 Equifax/ Transunion 663 /Experian 626

Discover 500/10000

Penfed 1300/13000