topic Re: Personal Loans in Personal Finance

Personal Loans

Anonymous — Fri, 11 Jan 2019 11:11:21 GMT

Does anyone know which credit bureau PNC Bank uses for personal loans?

Re: Personal Loans

Anonymous — Fri, 11 Jan 2019 15:30:25 GMT

If you have to ask, it sounds like you have poorer credit you are trying to conceal on a bureau. I suggest fixing up existing credit before taking out new loans rather than trying to outsmart the system to get a loan.

Re: Personal Loans

Anonymous — Fri, 11 Jan 2019 16:21:36 GMT

The loan has nothing to do with trying to out smart anyone. My EX and TU are both over 700. Trying to build up my EQ to over 700 so you would be smarter not to assume.

Re: Personal Loans

Remedios — Fri, 11 Jan 2019 16:35:29 GMT

@Anonymous wrote:
If you have to ask, it sounds like you have poorer credit you are trying to conceal on a bureau. I suggest fixing up existing credit before taking out new loans rather than trying to outsmart the system to get a loan.

I am not sure what are basing that on, but your response is uncalled for.

@Anonymous I do not know the answer to your question, but I am pretty sure somebody will chime in with the actual answer. Good luck!

Re: Personal Loans

AverageJoesCredit — Fri, 11 Jan 2019 16:51:11 GMT

@Anonymous wrote:
If you have to ask, it sounds like you have poorer credit you are trying to conceal on a bureau. I suggest fixing up existing credit before taking out new loans rather than trying to outsmart the system to get a loan.

This comment is uncalled for. Please stay on topic and keep it FSR. Thanks

Re: Personal Loans

AverageJoesCredit — Fri, 11 Jan 2019 16:52:41 GMT

@Anonymous wrote:
Does anyone know which credit bureau PNC Bank uses for personal loans?

Op, sorry i do not know but hopefully someone with experience comes along and helps Also , welcome to myFico

Re: Personal Loans

CreditCuriosity — Fri, 11 Jan 2019 16:58:58 GMT

As mentioned by a CL please keep post FSR

http://ficoforums.myfico.com/t5/Credit-Cards/Forum-Etiquette/m-p/2797115

Re: Personal Loans

DaveInAZ — Fri, 11 Jan 2019 17:27:30 GMT

@Anonymous wrote:
The loan has nothing to do with trying to out smart anyone. My EX and TU are both over 700. Trying to build up my EQ to over 700 .....

There's a site with a Credit Pulls database where you can see by lender what was approved or declined, the credit score, and what CRA was pulled. In checking that PNC appears to pull EX most often, but in some states (NJ is one I saw) they pulled TU. I didn't see EQ on the couple I checked. Good luck!

Re: Personal Loans

AverageJoesCredit — Fri, 11 Jan 2019 22:26:37 GMT

@DaveInAZ, does that site even still exist? I remember once upon a time i could go there snd pretty straight foreard on seeing the pulls data but then something changed and holy fico id have better chance at finding pull data at McDonalds lol

Re: Personal Loans

Anonymous — Fri, 11 Jan 2019 22:37:14 GMT

Ok thanks for the info...I'll check it out.

Re: Personal Loans

DaveInAZ — Fri, 11 Jan 2019 22:49:33 GMT

@AverageJoesCredit wrote:
@DaveInAZ, does that site even still exist? I remember once upon a time i could go there snd pretty straight foreard on seeing the pulls data but then something changed and holy fico id have better chance at finding pull data at McDonalds lol

Yeah it's still there, but they re-designed the site much for the worse, it's much harder to find what you're looking for.

Re: Personal Loans

quinn50 — Fri, 15 Feb 2019 15:10:00 GMT

Transunion.

Re: Personal Loans

JoeLuvsHisCredit — Fri, 15 Feb 2019 16:55:42 GMT

@Remedios wrote:
@Anonymous wrote:
If you have to ask, it sounds like you have poorer credit you are trying to conceal on a bureau. I suggest fixing up existing credit before taking out new loans rather than trying to outsmart the system to get a loan.

I am not sure what are basing that on, but your response is uncalled for.

@Anonymous I do not know the answer to your question, but I am pretty sure somebody will chime in with the actual answer. Good luck!

+1000000000000000000000000000000000000000000000000

GRRRRRRRRRRRRRRRRRR

Sometimes I wish people would think before they post or talk. Sorry OP HUGS Good luck to you