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    <title>topic Android Pay / Google Wallet app in Personal Finance</title>
    <link>https://ficoforums.myfico.com/t5/Personal-Finance/Android-Pay-Google-Wallet-app/m-p/4232284#M5316</link>
    <description>&lt;P&gt;Google Wallet on Android phones supported tap and pay at retailers/merchants that had an appropriate POS terminal.&amp;nbsp; Google Wallet is in the process of being split between Android Pay for tap and pay, and the new Google Wallet for transferring funds between friends.&amp;nbsp; The liability shift responsible for retailers/merchants investing in new POS terminals is scheduled to occur October 01, 2015.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Some retailers/merchants have POS terminals that "support" tap and pay, but require an electronic signature on the POS terminal.&amp;nbsp; That is not tap and pay.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The old Google Wallet utilized a virtual MasterCard credit card number to complete the transaction.&amp;nbsp; Apparently the new Android Pay will do the same, but "tokenization" is involved somehow.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any suggestions on how to encourage/force retailers to support tap and pay on Android phones *without* requiring an electronic signature on the retailers' POS terminals would be appreciated.&lt;/P&gt;</description>
    <pubDate>Mon, 14 Sep 2015 09:04:15 GMT</pubDate>
    <dc:creator>Gollum</dc:creator>
    <dc:date>2015-09-14T09:04:15Z</dc:date>
    <item>
      <title>Android Pay / Google Wallet app</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/Android-Pay-Google-Wallet-app/m-p/4232284#M5316</link>
      <description>&lt;P&gt;Google Wallet on Android phones supported tap and pay at retailers/merchants that had an appropriate POS terminal.&amp;nbsp; Google Wallet is in the process of being split between Android Pay for tap and pay, and the new Google Wallet for transferring funds between friends.&amp;nbsp; The liability shift responsible for retailers/merchants investing in new POS terminals is scheduled to occur October 01, 2015.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Some retailers/merchants have POS terminals that "support" tap and pay, but require an electronic signature on the POS terminal.&amp;nbsp; That is not tap and pay.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The old Google Wallet utilized a virtual MasterCard credit card number to complete the transaction.&amp;nbsp; Apparently the new Android Pay will do the same, but "tokenization" is involved somehow.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Any suggestions on how to encourage/force retailers to support tap and pay on Android phones *without* requiring an electronic signature on the retailers' POS terminals would be appreciated.&lt;/P&gt;</description>
      <pubDate>Mon, 14 Sep 2015 09:04:15 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/Android-Pay-Google-Wallet-app/m-p/4232284#M5316</guid>
      <dc:creator>Gollum</dc:creator>
      <dc:date>2015-09-14T09:04:15Z</dc:date>
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