topic Re: NFCU CLOC Approval and Question in Personal Finance

NFCU CLOC Approval and Question

lordbuffington — Wed, 06 Mar 2019 19:05:05 GMT

Hello,
Let me start by saying how invaluable the information in this forum is. I unexpectedly had to apply for a new apartment lease on my own in February and was approved. I don't think I would have been without the information I've used from this group!

My main question is that I was approved for a $15000 CLOC with NFCU today. I signed electronically, and everything is good to go. I'm just curious if I would see this account in "My Accounts" view? Because I do not. I see my checking, savings, Flagship, and Go Rewards accounts. Should I see it here, or is it possible that it'll take a little time? I've tried to search prior posts and couldn't find anything on it.

Re: NFCU CLOC Approval and Question

thornback — Wed, 06 Mar 2019 19:09:26 GMT

Takes a couple of days to show up (mine took 2). It will appear under 'loans & credit'.

Congrats on your lease and CLOC approvals!

Re: NFCU CLOC Approval and Question

lordbuffington — Wed, 06 Mar 2019 19:13:26 GMT

Awesome... Thank you for the reply!

Re: NFCU CLOC Approval and Question

Anonymous — Wed, 06 Mar 2019 19:16:47 GMT

Congratulations!

@lordbuffington wrote:
Awesome... Thank you for the reply!

I will be applying for a line of credit with navy soon, credit scores and any derogs?

Re: NFCU CLOC Approval and Question

lordbuffington — Wed, 06 Mar 2019 19:51:00 GMT

I have an old derog from 2013 and two medical bills (both under $100).
FICO 8: EQ 686, TU 712, EX 684
I've taken a lot of hits for an app spree late last year, and the leasing application. I've only been with NFCU since December.

Re: NFCU CLOC Approval and Question

19eighty5 — Sat, 09 Mar 2019 18:33:07 GMT

Congratulations on your CLOC approval!

Re: NFCU CLOC Approval and Question

Anonymous — Mon, 11 Mar 2019 04:20:48 GMT

What apr did you get on the cloc?

Re: NFCU CLOC Approval and Question

lordbuffington — Mon, 11 Mar 2019 09:11:41 GMT

15.90. I don't remember what the ranges were on this product. I don't think it's the highest, but I just don't remember what the lowest rate they offer is.

Re: NFCU CLOC Approval and Question

SouthJamaica — Mon, 11 Mar 2019 21:46:59 GMT

@lordbuffington wrote:
Hello,
Let me start by saying how invaluable the information in this forum is. I unexpectedly had to apply for a new apartment lease on my own in February and was approved. I don't think I would have been without the information I've used from this group!

My main question is that I was approved for a $15000 CLOC with NFCU today. I signed electronically, and everything is good to go. I'm just curious if I would see this account in "My Accounts" view? Because I do not. I see my checking, savings, Flagship, and Go Rewards accounts. Should I see it here, or is it possible that it'll take a little time? I've tried to search prior posts and couldn't find anything on it.

Yes you will see it. Not to worry.

Re: NFCU CLOC Approval and Question

Anonymous — Sun, 17 Mar 2019 01:40:28 GMT

Congratulations on your CLOC approval 👏🏾

It's an awesome LOC. Enjoy it!