topic Re: Debit card with chip and pin in Personal Finance

Debit card with chip and pin

slicemans — Wed, 23 Jul 2014 06:06:06 GMT

Is there a debit card that have chip and pin? I was told by chase that it will be a long time to implement their debit cards with chip and pin.

Re: Debit card with chip and pin

barbaralee — Wed, 23 Jul 2014 15:46:22 GMT

I heard Visa, MC, etc. are wanting U.S. cards to be converted by October of next year, but I don't know how true that is.

Re: Debit card with chip and pin

slicemans — Wed, 23 Jul 2014 16:53:12 GMT

What the law says is Fraud liability for magnetic stripe purchases will begin shifting to retailers in October 2015.

Re: Debit card with chip and pin

Anonymous — Wed, 23 Jul 2014 18:52:37 GMT

USAA Federal Savings Bank of Texas has a Secured Plus Checking Account that offers a USAA WMC Debit Card with a true Chip & Pin (Not chip & signature).

Re: Debit card with chip and pin

Anonymous — Thu, 30 Oct 2014 02:00:27 GMT

Bank of America has started to roll out debit cards with chips. I have two of them.

Re: Debit card with chip and pin

CreditDunce — Tue, 04 Nov 2014 04:29:52 GMT

The fraud liability shift for debit cards will occur after 10/2015. I am not sure exactly when that will be. However, there should be more CU's and banks rolling out EMV chip and pin debit cards in the near future.

SECU (NC State Employee Credit Union) was the first CU that I know of with EMV chip and pin debit cards. Assuming you can join, I believe the monthly fee for their checking account is $12 per year.

Re: Debit card with chip and pin

Anomalous — Tue, 04 Nov 2014 11:19:35 GMT

@Anonymous wrote:
Bank of America has started to roll out debit cards with chips. I have two of them.

but I only have one