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    <title>topic Re: DCU Membership  *hard pull or soft pull* ?? in Personal Finance</title>
    <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3597093#M781</link>
    <description>&lt;P&gt;HP for membership and checking / savings, another if applying for credit products. As mentioned, the initial HP might pre-approve you for some other products.&lt;/P&gt;</description>
    <pubDate>Tue, 04 Nov 2014 16:13:06 GMT</pubDate>
    <dc:creator>-NewGuy-</dc:creator>
    <dc:date>2014-11-04T16:13:06Z</dc:date>
    <item>
      <title>DCU Membership  *hard pull or soft pull* ??</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3587585#M770</link>
      <description>&lt;P&gt;DCU Membership &amp;nbsp;*hard pull or soft pull* ??&lt;/P&gt;</description>
      <pubDate>Sat, 01 Nov 2014 02:19:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3587585#M770</guid>
      <dc:creator>MyDataMyChoice</dc:creator>
      <dc:date>2014-11-01T02:19:18Z</dc:date>
    </item>
    <item>
      <title>Re: DCU Membership  *hard pull or soft pull* ??</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3587691#M772</link>
      <description>&lt;P&gt;Hard pull on Equifax for me. Just for savings account.&lt;/P&gt;</description>
      <pubDate>Sat, 01 Nov 2014 02:59:00 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3587691#M772</guid>
      <dc:creator>Themanwhocan</dc:creator>
      <dc:date>2014-11-01T02:59:00Z</dc:date>
    </item>
    <item>
      <title>Re: DCU Membership  *hard pull or soft pull* ??</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3587723#M774</link>
      <description>&lt;P&gt;100% a Hard Pull&lt;/P&gt;</description>
      <pubDate>Sat, 01 Nov 2014 03:10:21 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3587723#M774</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-01T03:10:21Z</dc:date>
    </item>
    <item>
      <title>Re: DCU Membership  *hard pull or soft pull* ??</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3587765#M775</link>
      <description>&lt;P&gt;I concur hard pull for sure. I opened checking / savings there early this year and took a HP.&lt;/P&gt;</description>
      <pubDate>Sat, 01 Nov 2014 03:23:48 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3587765#M775</guid>
      <dc:creator>someg33k</dc:creator>
      <dc:date>2014-11-01T03:23:48Z</dc:date>
    </item>
    <item>
      <title>Re: DCU Membership  *hard pull or soft pull* ??</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3587797#M776</link>
      <description>&lt;P&gt;I believe it's a YMMV situation.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I opened a DCU checking + savings and while they asked me for my EQ to be unfrozen, my latest EQ report showed no inquiry from them.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;But most others here say it's an HP.&lt;/P&gt;</description>
      <pubDate>Sat, 01 Nov 2014 03:34:27 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3587797#M776</guid>
      <dc:creator>Ghoshida</dc:creator>
      <dc:date>2014-11-01T03:34:27Z</dc:date>
    </item>
    <item>
      <title>Re: DCU Membership  *hard pull or soft pull* ??</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3588167#M777</link>
      <description>Sometimes double HP like me &lt;img id="smileysad" class="emoticon emoticon-smileysad" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-sad.gif" alt="Smiley Sad" title="Smiley Sad" /&gt;</description>
      <pubDate>Sat, 01 Nov 2014 06:56:04 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3588167#M777</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-01T06:56:04Z</dc:date>
    </item>
    <item>
      <title>Re: DCU Membership  *hard pull or soft pull* ??</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3595867#M778</link>
      <description>&lt;P&gt;Was a double HP for me but totally worth it, theyre great&lt;/P&gt;</description>
      <pubDate>Tue, 04 Nov 2014 03:19:43 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3595867#M778</guid>
      <dc:creator>tubbynerd</dc:creator>
      <dc:date>2014-11-04T03:19:43Z</dc:date>
    </item>
    <item>
      <title>Re: DCU Membership  *hard pull or soft pull* ??</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3595907#M779</link>
      <description>&lt;P&gt;At least it's an Equifax pull. It's not like it happens often.&lt;/P&gt;</description>
      <pubDate>Tue, 04 Nov 2014 03:31:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3595907#M779</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2014-11-04T03:31:26Z</dc:date>
    </item>
    <item>
      <title>Re: DCU Membership  *hard pull or soft pull* ??</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3596737#M780</link>
      <description>&lt;P&gt;HP for me as well but they typically will offer you other products as well&lt;/P&gt;</description>
      <pubDate>Tue, 04 Nov 2014 13:09:20 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3596737#M780</guid>
      <dc:creator>1GaDawg85</dc:creator>
      <dc:date>2014-11-04T13:09:20Z</dc:date>
    </item>
    <item>
      <title>Re: DCU Membership  *hard pull or soft pull* ??</title>
      <link>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3597093#M781</link>
      <description>&lt;P&gt;HP for membership and checking / savings, another if applying for credit products. As mentioned, the initial HP might pre-approve you for some other products.&lt;/P&gt;</description>
      <pubDate>Tue, 04 Nov 2014 16:13:06 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Personal-Finance/DCU-Membership-hard-pull-or-soft-pull/m-p/3597093#M781</guid>
      <dc:creator>-NewGuy-</dc:creator>
      <dc:date>2014-11-04T16:13:06Z</dc:date>
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