https://ficoforums.myfico.com/t5/Personal-Finance/Declined-at-Prosper/m-p/3614549#M865 Oops. Should be Experian*. Sun, 09 Nov 2014 21:32:08 GMT SomeGuyOnTheWeb 2014-11-09T21:32:08Z https://ficoforums.myfico.com/t5/Personal-Finance/Declined-at-Prosper/m-p/3614545#M864 Not that I care as I wasn't planning on taking a personal loan right now, but I found it funny that I got decline reason "Equifax too low" at a 755.<BR /><BR />I thought minimum was like 740 or something? Sun, 09 Nov 2014 21:31:15 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Declined-at-Prosper/m-p/3614545#M864 SomeGuyOnTheWeb 2014-11-09T21:31:15Z https://ficoforums.myfico.com/t5/Personal-Finance/Declined-at-Prosper/m-p/3614549#M865 Oops. Should be Experian*. Sun, 09 Nov 2014 21:32:08 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Declined-at-Prosper/m-p/3614549#M865 SomeGuyOnTheWeb 2014-11-09T21:32:08Z https://ficoforums.myfico.com/t5/Personal-Finance/Declined-at-Prosper/m-p/3614589#M866 I believe it's a minimum of 640. Sun, 09 Nov 2014 22:03:14 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Declined-at-Prosper/m-p/3614589#M866 paris75 2014-11-09T22:03:14Z https://ficoforums.myfico.com/t5/Personal-Finance/Declined-at-Prosper/m-p/3615959#M870 I was approved with experian at the time of 679. Always denied by Lending Club though due to age of accounts and remaining balance on my auto loan. What is your experian score? One thing I don like about Prosper is they don't even report to Equifax. Mon, 10 Nov 2014 09:36:15 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Declined-at-Prosper/m-p/3615959#M870 Anonymous 2014-11-10T09:36:15Z