https://ficoforums.myfico.com/t5/Personal-Finance/Does-the-bank-of-America-offer-a-ploc-Personal-line-of-credit/m-p/5632783#M97069 They do. I guess rates depend on credit score. Sat, 01 Jun 2019 15:13:32 GMT AlmostNJ 2019-06-01T15:13:32Z https://ficoforums.myfico.com/t5/Personal-Finance/Does-the-bank-of-America-offer-a-ploc-Personal-line-of-credit/m-p/5632781#M97068 Hey people, was just wondering if bank of America offers a personal line of credit. This is a Cash loan and not a credit card by the way. It's an approved amount say $10k that I could pull from over and over again. (Just in case you thought I meant credit) and if so, what are their rates? They won't let you call them on the phone unless your a member. Sat, 01 Jun 2019 15:12:07 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Does-the-bank-of-America-offer-a-ploc-Personal-line-of-credit/m-p/5632781#M97068 Anonymous 2019-06-01T15:12:07Z https://ficoforums.myfico.com/t5/Personal-Finance/Does-the-bank-of-America-offer-a-ploc-Personal-line-of-credit/m-p/5632783#M97069 They do. I guess rates depend on credit score. Sat, 01 Jun 2019 15:13:32 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Does-the-bank-of-America-offer-a-ploc-Personal-line-of-credit/m-p/5632783#M97069 AlmostNJ 2019-06-01T15:13:32Z https://ficoforums.myfico.com/t5/Personal-Finance/Does-the-bank-of-America-offer-a-ploc-Personal-line-of-credit/m-p/5634188#M97348 @Anonymous I searched high and low at Bank of America and came up dry on a line of credit. What I did find is they permit linking a savings or second checking account or credit card to serve as overdraft protection. Could NOT find an actual separate "line of credit" like some banks do offer. You may want to further research this topic and if you find a "line of protection" please report it. Sun, 02 Jun 2019 17:58:57 GMT https://ficoforums.myfico.com/t5/Personal-Finance/Does-the-bank-of-America-offer-a-ploc-Personal-line-of-credit/m-p/5634188#M97348 Anonymous 2019-06-02T17:58:57Z