https://ficoforums.myfico.com/t5/Auto-Loans/Volvo-Declined-my-Lease/m-p/6597187#M100339 <P>They pulled 724, I'm flabbergasted actually... I have been denied a car lease or loan in YEARS!</P><P>I have several cars under a business that don't show up and 2 cars including the 1 I was trading on the Volvo with my credit union. $52k and $48k.&nbsp; The new Volvo would have been a little over $60k but because of lease not purchase, cheaper than my lexus.</P><P>They didn't like my inquiries on EX but for auto, I've never seen or heard of underwriting being concerned about that.</P><P>I'm starting to think this dealership just has no pull!<BR />I have purchased from them in the past and financing was approved through Chase, but Volvo would not approve then either but I have leased and financed several vehicles since that time last year, all paid off so I figured now they would see my car history.</P> Wed, 28 Sep 2022 23:10:15 GMT Creditaddict 2022-09-28T23:10:15Z https://ficoforums.myfico.com/t5/Auto-Loans/Volvo-Declined-my-Lease/m-p/6597187#M100339 <P>They pulled 724, I'm flabbergasted actually... I have been denied a car lease or loan in YEARS!</P><P>I have several cars under a business that don't show up and 2 cars including the 1 I was trading on the Volvo with my credit union. $52k and $48k.&nbsp; The new Volvo would have been a little over $60k but because of lease not purchase, cheaper than my lexus.</P><P>They didn't like my inquiries on EX but for auto, I've never seen or heard of underwriting being concerned about that.</P><P>I'm starting to think this dealership just has no pull!<BR />I have purchased from them in the past and financing was approved through Chase, but Volvo would not approve then either but I have leased and financed several vehicles since that time last year, all paid off so I figured now they would see my car history.</P> Wed, 28 Sep 2022 23:10:15 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Volvo-Declined-my-Lease/m-p/6597187#M100339 Creditaddict 2022-09-28T23:10:15Z https://ficoforums.myfico.com/t5/Auto-Loans/Volvo-Declined-my-Lease/m-p/6597227#M100341 <P>That's verrrrry odd.... especially given you've had previous satisfactory auto history...</P><P>&nbsp;</P><P>if I get denied anything at a dealer or even get placed into a wrong tier, the F&amp;I Manager is on the phone with the lender attempting to butter them up!&nbsp;<BR /><BR /></P><P>it works most of the time!&nbsp;</P> Thu, 29 Sep 2022 00:31:54 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Volvo-Declined-my-Lease/m-p/6597227#M100341 Creditplz 2022-09-29T00:31:54Z