topic Re: Does anyone know which auto lenders use TU Fico Auto 9? in Auto Loans

Does anyone know which auto lenders use TU Fico Auto 9?

EdenL — Sat, 30 Dec 2023 04:43:32 GMT

or straight FICO 8, not auto? Paying off both cars hit me for about 50 points cumulative. Auto fico 8 took biggest hit.

Im over 675 on fico 8 both TU & Equi. 660 for exp

Fico auto 9 TU at 675

Trying to tailor my applications to those most likely to not waste my time/ding me for nothing. Purchasing sub 60k mile, used 15k max, 10% down

Re: Does anyone know which auto lenders use TU Fico Auto 9?

ShreksBFF — Sun, 31 Dec 2023 21:15:59 GMT

US Bank pulled TU 9 but I can't tell if it was straight or auto because both scores are basically identical for me

Re: Does anyone know which auto lenders use TU Fico Auto 9?

dunn2500 — Wed, 03 Jan 2024 10:10:45 GMT

depends on your area as alot of banks pull from different scoring models depending on region.......there used to be a list here somewhere and also google

Re: Does anyone know which auto lenders use TU Fico Auto 9?

ShreksBFF — Wed, 03 Jan 2024 22:49:49 GMT

BMW FS also pulls TU

Re: Does anyone know which auto lenders use TU Fico Auto 9?

cashorcharge — Thu, 04 Jan 2024 00:10:01 GMT

I believe I've heard that Chase (Captive Financing or Lease for Subaru, Jaguar, Land Rover) uses TU9

Re: Does anyone know which auto lenders use TU Fico Auto 9?

Gladius — Thu, 04 Jan 2024 19:52:34 GMT

@ShreksBFF wrote:
BMW FS also pulls TU

Which model? There are about 12 different TU models out there.

Re: Does anyone know which auto lenders use TU Fico Auto 9?

cashorcharge — Fri, 05 Jan 2024 20:56:21 GMT

@Gladius wrote:
@ShreksBFF wrote:
BMW FS also pulls TU
Which model? There are about 12 different TU models out there.

This may be residency or state specific. I've had many BMW's and they have NEVER pulled TU...only EX. Both the dealers and the bank themselves. I don't know which EX score. I am West Coast