topic Auto Approval Navy + 20K CC in Auto Loans

Auto Approval Navy + 20K CC

ItsThatEasy — Sat, 07 Dec 2024 13:23:09 GMT

APPROVING BANK: Navy Federal CU
BUREAU PULLED: TRANSUNION
CREDIT SCORE: 722

SOFT PULL/HARD PULL: HARD
CUSTOMER STATE OF RESIDENCE: MI
NEW/USED: USED
YEAR OF VEHICLE: 2022
MAKE: TELSA
MODEL: Y
MILEAGE: 30,000
FINANCE/LEASE: FINANCED

PURCHASE PRICE: 32,800
AMOUNT OF LOAN: 28,500
TERM CONTRACTED: 72
APR/LEASE RATE: 10% (UNFORTUNATELY)
MONTHLY PAYMENT: 500ish
ANNUAL INCOME: 92,000

DEBT TO INCOME RATIO:
MISCELLANEOUS COMMENTARY: ALSO APPROVED FOR 20K CC VERY NEXT DAY. ONLY STUDENT LOANS AND TWO PAID OFF AUTOS ON CREDIT AT TIME OF APPROVAL.

Re: Auto Approval Navy + 20K CC

ItsThatEasy — Sat, 07 Dec 2024 13:28:28 GMT

Also never had any products with Navy before this either, no Pledge loan, no previous CC, no CDs, nothing other then an Everyday Checking and Savings (of course). Member for roughly 2years. Good deposits going in and out over those years tho.

Re: Auto Approval Navy + 20K CC

JoeRockhead — Sat, 07 Dec 2024 14:27:14 GMT

Interest isn't great but, very nice, congratulations on your approval!

Re: Auto Approval Navy + 20K CC

cashorcharge — Thu, 12 Dec 2024 19:13:34 GMT

That’s Terrific!! Congratulations on your Approvals!!👏🏼🍾🥂

Re: Auto Approval Navy + 20K CC

pizzadude — Sun, 19 Jan 2025 06:13:36 GMT

Congrats on the approvals! Did NFCU pull TU again for your CC approval ?

Re: Auto Approval Navy + 20K CC

Zoostation1 — Tue, 04 Feb 2025 05:46:52 GMT

Hmm...I had some regret over not checking with NFCU first when I had to buy a car around Halloween, but given your profile and getting 10% makes me think I wouldn't have beat that with NFCU either (FICO 8 scores in the 690s and FICO 9 in the low 700s). All I have with them is one certificate and a few pennies in a savings accout. I'm reluctant to give them my direct deposit without a local branch.