topic Tesla Leasing in Auto Loans

Tesla Leasing

analovescats — Mon, 28 Jul 2025 19:56:05 GMT

Hey all, my Experian fico 8/auto is my highest credit score, I'm expecting my other two bureaus to catch up this weekend when on time payments and other things report. I know they utilize US Bank, Ally, Chase, and Santander for leases, and I'm in central Florida, just wondering if I could just order and apply now hoping they really look at only the Experian or just wait until next week.

Re: Tesla Leasing

WTL1 — Thu, 07 Aug 2025 13:26:08 GMT

I just applied for Tesla Financing (Santander) on a purchase and they pulled Experian only. It's possible they go a different route for Lease.

I was approved for the 3.49% special financing promo currently running, and will pick up my car today.

Re: Tesla Leasing

sccredit — Mon, 11 Aug 2025 15:02:28 GMT

Tesla offer prequalification once you build the car. Soft pull.

ETA: At least they used to, playing on their website right now I can't find it.

Re: Tesla Leasing

dera — Tue, 12 Aug 2025 05:48:56 GMT

I'm leasing my M3, Santander soft pull for prequal, and Equifax for the approval.