topic Re: NFCU Refi in Auto Loans

NFCU Refi

Brucemac — Sun, 21 Dec 2025 17:03:27 GMT

In Oct 24 we purchased my 25 Buick Enclave Avenir and financed $57k. We had a trade and put $10k down. Purchase price was $65k plus taxes and fees. Our scores were 640s. We also had a 23 Tundra financed with a balance of around $54k. We financed through Ally at a rate of 11.5% for 84 months at $998 a month. Finally bit the bullet and risked a hp with NFCU. We also refi'd our Tundra with them about a year ago. Anyways, auto approved for 72 months at 6.9% and payment of $886. Financed $51500. They pulled TU and my auto score 8 is 684.

Re: NFCU Refi

FicoMike0 — Sun, 21 Dec 2025 21:20:25 GMT

Cogratulations!

Re: NFCU Refi

cashorcharge — Tue, 23 Dec 2025 20:01:26 GMT

That should save you a TON of money! Congratulations

Re: NFCU Refi

Navaster — Sun, 08 Feb 2026 20:19:01 GMT

Congrats! That will save you a lot of money. Well worth the HP.

I've got to say. I am really happy I got an auto loan when I did.