https://ficoforums.myfico.com/t5/Auto-Loans/Capital-One-Auto-Reconsideration/m-p/682685#M10938 <P>I would call and ask for a recon, I think the issue is the current loan is showing as open still and the system automatically declined based on that.</P> Tue, 08 Jun 2010 00:29:39 GMT ngerasimatos 2010-06-08T00:29:39Z https://ficoforums.myfico.com/t5/Auto-Loans/Capital-One-Auto-Reconsideration/m-p/682648#M10937 <P>I currently have a Capital One and just 1 more payment!&nbsp; YaY!&nbsp; I also have 2 credit cards with them.&nbsp; I applied for a new auto loan and they declined me due to "Capital One account exceeded credit limit - borrower"</P><P>&nbsp;</P><P>Has anyone had any success of a reconsideration from them?</P><P>&nbsp;</P><P>I applied at the dealer and got approved for a loan, but *cough* at 14%... Yikes!&nbsp; My current Capital One loan is 8%.</P><P>&nbsp;</P><P>My FICO 603 EQ and 630 EX</P><P>&nbsp;</P><P>I have a BK that will go off 2/2011... should I just wait till then to apply? or refi?</P> Mon, 07 Jun 2010 21:09:19 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Capital-One-Auto-Reconsideration/m-p/682648#M10937 Anonymous 2010-06-07T21:09:19Z https://ficoforums.myfico.com/t5/Auto-Loans/Capital-One-Auto-Reconsideration/m-p/682685#M10938 <P>I would call and ask for a recon, I think the issue is the current loan is showing as open still and the system automatically declined based on that.</P> Tue, 08 Jun 2010 00:29:39 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Capital-One-Auto-Reconsideration/m-p/682685#M10938 ngerasimatos 2010-06-08T00:29:39Z