https://ficoforums.myfico.com/t5/Auto-Loans/lexus-financial-credit-system/m-p/682687#M10939 <P>680 or higher is what they like to see. I have leased and purchased 3 Lexus vehicles in the last 4 years and financed them all through Lexus FInancial. Unlike BMW, LFS uses Tier ratings for rate.</P><P>&nbsp;</P><P>BMW does not. If you are a 680 and above with BMW. you get one rate. 680 and below falls under another rate. I like how they dont use a multi-Tier system.</P> Tue, 08 Jun 2010 00:31:43 GMT ngerasimatos 2010-06-08T00:31:43Z https://ficoforums.myfico.com/t5/Auto-Loans/lexus-financial-credit-system/m-p/682388#M10931 <P>looking into leasing a gs460 9 months from now. &nbsp;what kind of credit rating will lexus financial be looking for. anyone experience with this company</P> Sun, 06 Jun 2010 22:20:26 GMT https://ficoforums.myfico.com/t5/Auto-Loans/lexus-financial-credit-system/m-p/682388#M10931 tonio2148 2010-06-06T22:20:26Z https://ficoforums.myfico.com/t5/Auto-Loans/lexus-financial-credit-system/m-p/682687#M10939 <P>680 or higher is what they like to see. I have leased and purchased 3 Lexus vehicles in the last 4 years and financed them all through Lexus FInancial. Unlike BMW, LFS uses Tier ratings for rate.</P><P>&nbsp;</P><P>BMW does not. If you are a 680 and above with BMW. you get one rate. 680 and below falls under another rate. I like how they dont use a multi-Tier system.</P> Tue, 08 Jun 2010 00:31:43 GMT https://ficoforums.myfico.com/t5/Auto-Loans/lexus-financial-credit-system/m-p/682687#M10939 ngerasimatos 2010-06-08T00:31:43Z