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    <title>topic Re: Refinance Auto loan 12% in Auto Loans</title>
    <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinance-Auto-loan-12/m-p/264236#M1204</link>
    <description>&lt;DIV&gt;I am in the USA for last one year only..Is they Going to consider the duration of score&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I seen my score i equifax web site it shown 719. and here it shown 689(exp).&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;can I apply now or I have to wait for some more time to get a better deal.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I got 10 enquiries in this yr too...&lt;/DIV&gt;</description>
    <pubDate>Fri, 13 Jun 2008 19:21:32 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2008-06-13T19:21:32Z</dc:date>
    <item>
      <title>Refinance Auto loan 12%</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinance-Auto-loan-12/m-p/259161#M1036</link>
      <description>Hi, I am paying 12% to American Honda now...&lt;BR /&gt;My experian credit score is 689 now.&lt;BR /&gt;Can I refinance now to get 8% or below any where?&lt;BR /&gt;I am having relation with one credit union for 3 months....&lt;BR /&gt;Please suggest...</description>
      <pubDate>Sat, 07 Jun 2008 22:13:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Refinance-Auto-loan-12/m-p/259161#M1036</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-07T22:13:28Z</dc:date>
    </item>
    <item>
      <title>Re: Refinance Auto loan 12%</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinance-Auto-loan-12/m-p/261089#M1091</link>
      <description>&lt;DIV&gt;My score is around there.. and I was able to refi my car at 6.75% for 60months on a 16k... paying 322 month... which is alot better then 495 a month &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;Good Luck&lt;/DIV&gt;</description>
      <pubDate>Tue, 10 Jun 2008 17:28:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Refinance-Auto-loan-12/m-p/261089#M1091</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-10T17:28:08Z</dc:date>
    </item>
    <item>
      <title>Re: Refinance Auto loan 12%</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinance-Auto-loan-12/m-p/264236#M1204</link>
      <description>&lt;DIV&gt;I am in the USA for last one year only..Is they Going to consider the duration of score&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I seen my score i equifax web site it shown 719. and here it shown 689(exp).&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;can I apply now or I have to wait for some more time to get a better deal.&lt;/DIV&gt;&lt;DIV&gt;&amp;nbsp;&lt;/DIV&gt;&lt;DIV&gt;I got 10 enquiries in this yr too...&lt;/DIV&gt;</description>
      <pubDate>Fri, 13 Jun 2008 19:21:32 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Refinance-Auto-loan-12/m-p/264236#M1204</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-13T19:21:32Z</dc:date>
    </item>
    <item>
      <title>Re: Refinance Auto loan 12%</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinance-Auto-loan-12/m-p/269612#M1344</link>
      <description>whn I took loan they shown my score as 0 . and what is that score means? but i know my score is above 600. and now my score around690. Do u think I can apply?? to get less inetert? what is their model scoring..... can any one explian it... I am new to credit... last 10 months only i am having credit card. Thanks</description>
      <pubDate>Fri, 20 Jun 2008 14:06:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Refinance-Auto-loan-12/m-p/269612#M1344</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-06-20T14:06:59Z</dc:date>
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