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    <title>topic List of consumer incentives if you are in the market to buy a car (new and certified pre-owned) in Auto Loans</title>
    <link>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/872018#M14541</link>
    <description>&lt;P&gt;You'll need to update your zipcode but this was a very useful sight for me when I decided on finally buying a car.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You can also look at dealer incentives (what the dealer will receive when you buy a new car - which gives you some negotiation room) and incentives for certified pre-owned vehicles.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_blank" href="http://www.cars.com/go/advice/incentives/incentivesAll.jsp?zc=90210" rel="nofollow"&gt;http://www.cars.com/go/advice/incentives/incentivesAll.jsp?zc=90210&lt;/A&gt;&lt;/P&gt;</description>
    <pubDate>Mon, 21 Mar 2011 12:19:18 GMT</pubDate>
    <dc:creator>soliloquy</dc:creator>
    <dc:date>2011-03-21T12:19:18Z</dc:date>
    <item>
      <title>List of consumer incentives if you are in the market to buy a car (new and certified pre-owned)</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/872018#M14541</link>
      <description>&lt;P&gt;You'll need to update your zipcode but this was a very useful sight for me when I decided on finally buying a car.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;You can also look at dealer incentives (what the dealer will receive when you buy a new car - which gives you some negotiation room) and incentives for certified pre-owned vehicles.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&lt;A target="_blank" href="http://www.cars.com/go/advice/incentives/incentivesAll.jsp?zc=90210" rel="nofollow"&gt;http://www.cars.com/go/advice/incentives/incentivesAll.jsp?zc=90210&lt;/A&gt;&lt;/P&gt;</description>
      <pubDate>Mon, 21 Mar 2011 12:19:18 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/872018#M14541</guid>
      <dc:creator>soliloquy</dc:creator>
      <dc:date>2011-03-21T12:19:18Z</dc:date>
    </item>
    <item>
      <title>Re: List of consumer incentives if you are in the market to buy a car (new and certified pre-owned)</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/872346#M14550</link>
      <description>&lt;P&gt;its interesting, but:&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;1-there are grave differences between zip codes, and the Zip code of the address you register the car does determine the deal.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;2- In regards to Ford- many are not stackable, or usuable with AZX plans.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;3- many only exist in certain configurations of the car you are buying and or the car you are trading in. A "Loyalty rebate" may only be if you currently lease a car.&lt;/P&gt;</description>
      <pubDate>Mon, 21 Mar 2011 18:53:08 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/872346#M14550</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-03-21T18:53:08Z</dc:date>
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    <item>
      <title>Re: List of consumer incentives if you are in the market to buy a car (new and certified pre-owned)</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/872440#M14556</link>
      <description>&lt;P&gt;Thanks for the link. It is very nice that they are all on one screen.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I found it cool to know the 2011 Focus had a $2000 incentive but the 2012 only has a $750. $2000 on a $17000 car is quite a bit. I would guess it is because the 2012 ones look far better then the ugly 2011s. Also its hard to sell the last year of a model before a redesign because it looks "old"&lt;/P&gt;</description>
      <pubDate>Mon, 21 Mar 2011 20:11:42 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/872440#M14556</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-03-21T20:11:42Z</dc:date>
    </item>
    <item>
      <title>Re: List of consumer incentives if you are in the market to buy a car (new and certified pre-owned)</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/872500#M14557</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;&lt;P&gt;Thanks for the link. It is very nice that they are all on one screen.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I found it cool to know the 2011 Focus had a $2000 incentive but the 2012 only has a $750. $2000 on a $17000 car is quite a bit. I would guess it is because the 2012 ones look far better then the ugly 2011s. Also its hard to sell the last year of a model before a redesign because it looks "old"&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Rebates and incentives are done for the benefit of the manufacturer and then the dealership. Customers not so much.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;When you have 2 model&amp;nbsp;years ofthe same &amp;nbsp;vehicles under one roof&amp;nbsp;you are not only selling against your competition, you are selling&amp;nbsp;the 2011 against the 2012.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Older vehicles on a lot also cost a dealership more in financing- one of the worst thing any conventional dealership wants to have is a car&amp;nbsp;on the lot that has had a birthday..the exra costs just add up.&amp;nbsp;Clearing out the old inventory just lets you sell what you have.&lt;/P&gt;&lt;P&gt;&lt;BR /&gt;Lease incentives through the manufacturer finance arm: usually at the slightly start of the vehicle model year are more beneficial then at the end, and are always better in december then january.&lt;/P&gt;</description>
      <pubDate>Mon, 21 Mar 2011 20:54:34 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/872500#M14557</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2011-03-21T20:54:34Z</dc:date>
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    <item>
      <title>Re: List of consumer incentives if you are in the market to buy a car (new and certified pre-owned)</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/873606#M14571</link>
      <description>&lt;P&gt;All I know for sure is I was happy with the .9% financing. I don't care how it benefits them as long as my interest rate is minimal.&lt;/P&gt;</description>
      <pubDate>Tue, 22 Mar 2011 21:12:52 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/List-of-consumer-incentives-if-you-are-in-the-market-to-buy-a/m-p/873606#M14571</guid>
      <dc:creator>soliloquy</dc:creator>
      <dc:date>2011-03-22T21:12:52Z</dc:date>
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