topic Re: I Love Chase Auto Loans in Auto Loans

I Love Chase Auto Loans

ADARPegasus — Thu, 26 Jan 2012 01:24:01 GMT

I got Approved for a chase auto loan. i recommend them to everyone.

Re: I Love Chase Auto Loans

pizzadude — Thu, 26 Jan 2012 01:49:24 GMT

Congrats ~ Can you share any of the details of this transaction ? Like interest rate, terms, downpayment, amount financed.....

Re: I Love Chase Auto Loans

ADARPegasus — Thu, 26 Jan 2012 03:09:49 GMT

Well they financed

Amount Financed: $28,000

Amount Down: $2000

Term: 60 months

Interest Rate: 3.99%

Not very many questions asked great to deal with to!!

Re: I Love Chase Auto Loans

pizzadude — Thu, 26 Jan 2012 04:21:59 GMT

Very cool ! Was this new or used ? And what did you end up buying ??

Re: I Love Chase Auto Loans

ADARPegasus — Thu, 26 Jan 2012 04:28:36 GMT

Used 2009 Trailblazer SS

Re: I Love Chase Auto Loans

pizzadude — Thu, 26 Jan 2012 04:56:21 GMT

Do you know what CRAs they pulled ? Just EQ or EX ?

Re: I Love Chase Auto Loans

ADARPegasus — Thu, 26 Jan 2012 06:07:10 GMT

Just EQ

Re: I Love Chase Auto Loans

Scuba — Fri, 27 Jan 2012 02:15:28 GMT

Proof of income? or W2's?

Do you have a better chance if you bank with them?

Re: I Love Chase Auto Loans

ADARPegasus — Sat, 28 Jan 2012 05:34:48 GMT

i have credit cards with them and yea you need proof of income just last 2 pay stubs.

Re: I Love Chase Auto Loans

CS800 — Sun, 29 Jan 2012 20:37:41 GMT

Funny how Chase seems to pull EQ everywhere but in MA its EX

Re: I Love Chase Auto Loans

Revelate — Sun, 29 Jan 2012 22:00:59 GMT

@CS800 wrote:
Funny how Chase seems to pull EQ everywhere but in MA its EX

Pulled all three for me, then took a month to come back with a counter-offer on my loan app.

Worse, the EX inquiry isn't coded as an auto-loan from looking at my report.

Re: I Love Chase Auto Loans

Anonymous — Mon, 06 Feb 2012 14:12:55 GMT

If you are a current customer you have a better chance at the loan and you might get a lower rate as well.

I was inquiring since I am a Chase customer and wanting to do all my homework about them... it seems if you meet certain criteria, you can get a discount on their loans as well. I think if you have just any checking account, you get a .25% discount and if you do autodebit, it's an additional .75% as well. I might be looking to do mine as well. And I think they do finance some private sales as well, even if the interest is a tad higher. They do have some restrictions, like most other banks, where the car needs to be under 75K miles and not more than 4 to 5 years old.

Re: I Love Chase Auto Loans

guydiver — Mon, 06 Feb 2012 14:45:02 GMT

Congrats. Hope you enjoy your new ride.

Re: I Love Chase Auto Loans

Anonymous — Tue, 07 Feb 2012 04:32:09 GMT

@Jonbuck06 wrote:
Interest Rate: 3.99%

I applied with Chase for a similar note last year, was offered an identical rate. The dealer beat it, but only by 0.5%, because I blurbed out what Chase quoted <facepalm>.

The did pull EX when I applied for a Freedom card later, side note.

Re: I Love Chase Auto Loans

ADARPegasus — Wed, 08 Feb 2012 00:51:27 GMT

yea i know i have 2 cards with them as well when i applied for my loan.

Re: I Love Chase Auto Loans

webhopper — Sun, 12 Feb 2012 23:49:16 GMT

I have had 4 chase auto loans in my life, love love love them.

Re: I Love Chase Auto Loans

phrza81 — Thu, 23 Feb 2012 09:39:02 GMT

they also pull EXP in california