topic Re: Goodbye Chase..Hello Navy Federal... in Auto Loans

Goodbye Chase..Hello Navy Federal...

stema8701 — Wed, 15 Feb 2012 15:49:32 GMT

Just decided to do a refi with Navy FCU this morning and was approved at 5.69% for 48 months. I couldn't believe it. I'm glad am done with 19.74%. This has been a good week for me. Got Chase to accept my goodwill and successfully refinanced.What more can I say but thanks to everyone in this forum.

Re: Goodbye Chase..Hello Navy Federal...

Anonymous — Wed, 15 Feb 2012 21:07:33 GMT

Congratulations, That's a great rate reduction. To achieve that, even through NFCU, you must have done some substantial cleanup on your reports.. But if you're eligible NFCU Rocks for any credit product. Their standards are more forgiving and their terms are competitive.

Re: Goodbye Chase..Hello Navy Federal...

kevinjjc — Fri, 17 Feb 2012 03:29:15 GMT

Refinance Your Auto Loan and Get $100

Didn't finance your auto loan at Navy Federal? Refinance with us, and we'll give you a $100
Navy Federal Visa® Prepaid Card.1 Plus, with refinance rates as low as 1.79% APR,2 you could greatly lower your monthly payment.

To refinance your auto loan, call 1-888-842-6328 or visit your local branch.

Ask about our $100 Refi promotion and apply today.

1Within 30 days of the auto loan origination date, a $100 Navy Federal Prepaid Card will be sent to the address of
record on file. Existing Navy Federal loans not eligible for this offer. 2Rates based on creditworthiness, so your rate may differ. Rates subject to change at any time. Payment example: Loan amount of $20,000 at 1.79% APR for 60 months would have a monthly payment of $349.00. 1.79% APR available on 2011, 2012, and 2013 year models with 7,499 miles or less. Offer does not apply to online applications.

Re: Goodbye Chase..Hello Navy Federal...

pizzadude — Fri, 17 Feb 2012 13:38:07 GMT

That's a great refi !! Congrats ! Did Navy pull EQ for your approval, and how did your score(s) look to qualify ?

Re: Goodbye Chase..Hello Navy Federal...

stema8701 — Fri, 17 Feb 2012 18:46:23 GMT

Yes. They pulled Equifax. My EQ FICO was 647 from the last score watch alert.