https://ficoforums.myfico.com/t5/Auto-Loans/With-Approved-Credit/m-p/318852#M2470 <DIV>Depends, Some manufacturers offer programs that offer subvented rates to many tier levels.&nbsp; When a dealer advertises this it could mean many things.&nbsp; If you could send me the manufacturer and what type of car, I can find out the skinny for you.&nbsp; Or, at least, try!</DIV> Fri, 15 Aug 2008 14:28:52 GMT Anonymous 2008-08-15T14:28:52Z https://ficoforums.myfico.com/t5/Auto-Loans/With-Approved-Credit/m-p/317780#M2457 <DIV>Hi everyone!</DIV><DIV>&nbsp;</DIV><DIV>I have been looking into getting a new vehicle. Im new to all of this. What kind of Fico are they looking for when they say WAC?</DIV> Thu, 14 Aug 2008 09:35:49 GMT https://ficoforums.myfico.com/t5/Auto-Loans/With-Approved-Credit/m-p/317780#M2457 tempusfugit123 2008-08-14T09:35:49Z https://ficoforums.myfico.com/t5/Auto-Loans/With-Approved-Credit/m-p/318824#M2467 <DIV>Depending on what financing company they use, credit is based on a tier spread.&nbsp; Each uses different numbers but the higher the tier the better.&nbsp; When they say WAC, they are usually referring to the highest tier level they use.&nbsp; I think that is 700+.</DIV> Fri, 15 Aug 2008 13:50:14 GMT https://ficoforums.myfico.com/t5/Auto-Loans/With-Approved-Credit/m-p/318824#M2467 Anonymous 2008-08-15T13:50:14Z https://ficoforums.myfico.com/t5/Auto-Loans/With-Approved-Credit/m-p/318852#M2470 <DIV>Depends, Some manufacturers offer programs that offer subvented rates to many tier levels.&nbsp; When a dealer advertises this it could mean many things.&nbsp; If you could send me the manufacturer and what type of car, I can find out the skinny for you.&nbsp; Or, at least, try!</DIV> Fri, 15 Aug 2008 14:28:52 GMT https://ficoforums.myfico.com/t5/Auto-Loans/With-Approved-Credit/m-p/318852#M2470 Anonymous 2008-08-15T14:28:52Z