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    <title>topic Re: Refinanced with PenFed for 1.49%!! in Auto Loans</title>
    <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1797484#M27226</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/629834"&gt;@Epcot&lt;/a&gt; wrote:&lt;BR /&gt;That's great, Congrats on the refi!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks Epcot!&amp;nbsp; I am so pleased with this rate!!&lt;/P&gt;</description>
    <pubDate>Tue, 08 Jan 2013 23:17:38 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2013-01-08T23:17:38Z</dc:date>
    <item>
      <title>Refinanced with PenFed for 1.49%!!</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1793050#M27139</link>
      <description>&lt;P&gt;Today I refinanced my Range Rover Sport with PenFed for 1.49%!!&amp;nbsp; It was with Chase for 4.9%.&amp;nbsp; If you can get in with PenFed, do so!&amp;nbsp; Their rates are amazing!&lt;/P&gt;</description>
      <pubDate>Mon, 07 Jan 2013 17:46:09 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1793050#M27139</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-01-07T17:46:09Z</dc:date>
    </item>
    <item>
      <title>Re: Refinanced with PenFed for 1.49%!!</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1793070#M27141</link>
      <description>Everyone can be a PenFed member. Become a Voice for Troops member ($20 or so) and it makes you eligible. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;BR /&gt;&lt;BR /&gt;However, I understand they have some fairly stringent score/credit requirements. I am not sure the specifics but maybe someone can share?</description>
      <pubDate>Mon, 07 Jan 2013 17:53:56 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1793070#M27141</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-01-07T17:53:56Z</dc:date>
    </item>
    <item>
      <title>Re: Refinanced with PenFed for 1.49%!!</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1793120#M27145</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;@Anonymous wrote:&lt;BR /&gt;Everyone can be a PenFed member. Become a Voice for Troops member ($20 or so) and it makes you eligible. &lt;img id="smileywink" class="emoticon emoticon-smileywink" src="https://ficoforums.myfico.com/i/smilies/16x16_smiley-wink.gif" alt="Smiley Wink" title="Smiley Wink" /&gt;&lt;BR /&gt;&lt;BR /&gt;However, I understand they have some fairly stringent score/credit requirements. I am not sure the specifics but maybe someone can share?&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;I read that on the credit card boards as well.&amp;nbsp; With the same HP, I got membership, Platinum Cash Rewards, Thrifty LOC, and the Re-fi.&amp;nbsp; I like the one HP gets all model!!!&lt;/P&gt;</description>
      <pubDate>Mon, 07 Jan 2013 18:09:26 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1793120#M27145</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-01-07T18:09:26Z</dc:date>
    </item>
    <item>
      <title>Re: Refinanced with PenFed for 1.49%!!</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1796726#M27215</link>
      <description>&lt;P&gt;PenFed overnighted my documents and the loan check today!&amp;nbsp; Weeeee!!!&lt;/P&gt;</description>
      <pubDate>Tue, 08 Jan 2013 19:53:59 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1796726#M27215</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-01-08T19:53:59Z</dc:date>
    </item>
    <item>
      <title>Re: Refinanced with PenFed for 1.49%!!</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1797122#M27223</link>
      <description>That's great, Congrats on the refi!</description>
      <pubDate>Tue, 08 Jan 2013 21:26:16 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1797122#M27223</guid>
      <dc:creator>Epcot</dc:creator>
      <dc:date>2013-01-08T21:26:16Z</dc:date>
    </item>
    <item>
      <title>Re: Refinanced with PenFed for 1.49%!!</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1797484#M27226</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/629834"&gt;@Epcot&lt;/a&gt; wrote:&lt;BR /&gt;That's great, Congrats on the refi!&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Thanks Epcot!&amp;nbsp; I am so pleased with this rate!!&lt;/P&gt;</description>
      <pubDate>Tue, 08 Jan 2013 23:17:38 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Refinanced-with-PenFed-for-1-49/m-p/1797484#M27226</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-01-08T23:17:38Z</dc:date>
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