topic Re: Just approved auto loan on Saturday....how long should I wait to apply for a credit card? in Auto Loans https://ficoforums.myfico.com/t5/Auto-Loans/Just-approved-auto-loan-on-Saturday-how-long-should-I-wait-to/m-p/1814991#M27409 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>Lender pull 1.12.13 &nbsp; &nbsp; 616/637/647</P><P>&nbsp;</P><P>I was approved 3 days ago for auto loan through Toyota Financial Services.</P><P>&nbsp;</P><P>I received a score watch alert today that said my score increased 26 points.</P><P>&nbsp;</P><P>How long should I wait to apply for a new credit card? I have heard horror stories of people being asked to return the vehicle because the deal feel apart. That's my biggest fear. At what point am I safe to apply?</P><HR /></BLOCKQUOTE><P>I would get the car done first before applying; however, I *think* most of the horror stories come from dealer promises on financing, and that's not TFS (short-hand for Toyota Financial Services).</P><P>&nbsp;</P><P>They aren't a captive lender, they're actually a seperate entity from Toyota Motor Sales (which manages the dealerships) and if you're approved the financing will come through in all cases I've read and even heard about second hand.</P><P>&nbsp;</P><P>Disclaimer: I worked as a contractor at TFS HQ.</P><P>&nbsp;</P><P>&nbsp;</P> Wed, 16 Jan 2013 06:57:45 GMT Revelate 2013-01-16T06:57:45Z Just approved auto loan on Saturday....how long should I wait to apply for a credit card? https://ficoforums.myfico.com/t5/Auto-Loans/Just-approved-auto-loan-on-Saturday-how-long-should-I-wait-to/m-p/1814777#M27407 <P>Lender pull 1.12.13 &nbsp; &nbsp; 616/637/647</P><P>&nbsp;</P><P>I was approved 3 days ago for auto loan through Toyota Financial Services.</P><P>&nbsp;</P><P>I received a score watch alert today that said my score increased 26 points.</P><P>&nbsp;</P><P>How long should I wait to apply for a new credit card? I have heard horror stories of people being asked to return the vehicle because the deal feel apart. That's my biggest fear. At what point am I safe to apply?</P> Wed, 16 Jan 2013 04:21:53 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Just-approved-auto-loan-on-Saturday-how-long-should-I-wait-to/m-p/1814777#M27407 Anonymous 2013-01-16T04:21:53Z Re: Just approved auto loan on Saturday....how long should I wait to apply for a credit card? https://ficoforums.myfico.com/t5/Auto-Loans/Just-approved-auto-loan-on-Saturday-how-long-should-I-wait-to/m-p/1814991#M27409 <BLOCKQUOTE><HR />@Anonymous wrote:<BR /><P>Lender pull 1.12.13 &nbsp; &nbsp; 616/637/647</P><P>&nbsp;</P><P>I was approved 3 days ago for auto loan through Toyota Financial Services.</P><P>&nbsp;</P><P>I received a score watch alert today that said my score increased 26 points.</P><P>&nbsp;</P><P>How long should I wait to apply for a new credit card? I have heard horror stories of people being asked to return the vehicle because the deal feel apart. That's my biggest fear. At what point am I safe to apply?</P><HR /></BLOCKQUOTE><P>I would get the car done first before applying; however, I *think* most of the horror stories come from dealer promises on financing, and that's not TFS (short-hand for Toyota Financial Services).</P><P>&nbsp;</P><P>They aren't a captive lender, they're actually a seperate entity from Toyota Motor Sales (which manages the dealerships) and if you're approved the financing will come through in all cases I've read and even heard about second hand.</P><P>&nbsp;</P><P>Disclaimer: I worked as a contractor at TFS HQ.</P><P>&nbsp;</P><P>&nbsp;</P> Wed, 16 Jan 2013 06:57:45 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Just-approved-auto-loan-on-Saturday-how-long-should-I-wait-to/m-p/1814991#M27409 Revelate 2013-01-16T06:57:45Z