https://ficoforums.myfico.com/t5/Auto-Loans/Good-auto-loan-with-these-scores/m-p/336823#M2952 <DIV>The CU rates are good for someone with your credit rating. I would call the dealership and ask what their rate tier breakdown is by score or ask what you need to qualify for the promo rate. If they take a 680 bring in a copy of your EX and/or EQ and go from there.</DIV><DIV>&nbsp;</DIV><DIV>No other lender is likely to offer you a much better rate than your CU unless a dealer is running a promotion. A private lender would not touch that rate on a used auto loan for a sub-A credit rating.</DIV> Tue, 09 Sep 2008 22:17:54 GMT Anonymous 2008-09-09T22:17:54Z https://ficoforums.myfico.com/t5/Auto-Loans/Good-auto-loan-with-these-scores/m-p/336717#M2949 My current FICO's are TU 671, EQ 686, and EX 692. I am looking to finance 35k. What kinda interest rate am I looking at? Mercedes Benz dealerships are advertising rates like 2.9 or 3.9, where my CU wants something like 7 or 7.5%. This is for a used car. Any online places where I can get low financing? Tue, 09 Sep 2008 20:19:47 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Good-auto-loan-with-these-scores/m-p/336717#M2949 Anonymous 2008-09-09T20:19:47Z https://ficoforums.myfico.com/t5/Auto-Loans/Good-auto-loan-with-these-scores/m-p/336823#M2952 <DIV>The CU rates are good for someone with your credit rating. I would call the dealership and ask what their rate tier breakdown is by score or ask what you need to qualify for the promo rate. If they take a 680 bring in a copy of your EX and/or EQ and go from there.</DIV><DIV>&nbsp;</DIV><DIV>No other lender is likely to offer you a much better rate than your CU unless a dealer is running a promotion. A private lender would not touch that rate on a used auto loan for a sub-A credit rating.</DIV> Tue, 09 Sep 2008 22:17:54 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Good-auto-loan-with-these-scores/m-p/336823#M2952 Anonymous 2008-09-09T22:17:54Z