topic Re: NFCU in Auto Loans

NFCU

Anonymous — Fri, 26 Apr 2013 00:06:03 GMT

I was applying for an auto and on one page it said not able to be approved for final rate but had me continue I got nervous thinking it was denial does anyone know what it means not approved for final rate and I withdrew the app do I maybe have a chance

Re: NFCU

j_casteel — Fri, 26 Apr 2013 04:51:20 GMT

Most likely they just needed to review your app since you have low 600 score. I think they manually review most auto apps anyway to determine the rate. I just refi'd with them a few days ago and they said the same thing, and I continued with the app and was approved within a matter of hours and i got my paperwork and check in the mail today.

Re: NFCU

Anonymous — Fri, 26 Apr 2013 15:43:23 GMT

Thank you right now my TU is 653 so I may wait 6 months and try to get score up

Re: NFCU

Anonymous — Sat, 27 Apr 2013 01:06:23 GMT

I would apply if I were you, from what I read on these forums everyone seems to get approved!

Good luck

Re: NFCU

Anonymous — Sat, 27 Apr 2013 01:28:13 GMT

@Anonymous wrote:
I would apply if I were you, from what I read on these forums everyone seems to get approved!

Good luck

I would apply if you need a vehicle, have a down payment, and can afford to pay extra each month.

Otherwise, good plan waiting. Save, save, save.

Re: NFCU

CreditJunkie917 — Sat, 27 Apr 2013 23:30:30 GMT

I agree. I just got approved this past week with a 637 TU @5.29%. The loan wasn't very high, but wife and I both have seperate savings accts, a checking acct, $10K CR card. We joined last month. I think you have a strong chance. If you want, read my particulars of my auto loan in the approval thead.

Re: NFCU

Anonymous — Sun, 28 Apr 2013 22:26:16 GMT

Thank you for the information and advice

Re: NFCU

Anonymous — Sun, 28 Apr 2013 22:35:37 GMT

I may wait to the next base we get where vehicles are less

@Anonymous wrote:
Thank you for the information and advice