topic Re: USAA Auto loans? in Auto Loans

USAA Auto loans?

CREDITSURFER — Sun, 02 Jun 2013 19:05:50 GMT

So i just joined USAA full member and curious if others have aquired auto loans from them. Looking to buy either a new auto or certified pre-owned between AUG-SEPT.

Please post:

Loan Amount:

Term:

ARP:

Payment:

Down Payment:

Your Credit Score When Approved:

Im curious how good USAA to everyone.

Re: USAA Auto loans?

Anonymous — Sun, 02 Jun 2013 19:14:12 GMT

49K with 4.75%

Up tp 180 Months Selected 60 months

No Down payment

Oh they pulled Equifax my FICO is was 720 wife is 730.

Re: USAA Auto loans?

tryingforgoals — Sun, 02 Jun 2013 20:52:01 GMT

Loan Amount: $12,000

Term:60

ARP:8.9

Payment:0

Down Payment:0

Your Credit Score When Approved: EQ 617

Re: USAA Auto loans?

GatorGuy — Sun, 02 Jun 2013 23:08:28 GMT

Was actually just approved on Fri. I'm looking to buy within the next month.

Loan Amount: 80k

Term: 84 months

ARP: 3.29%

Credit Score : 750

I think I also have the option of a 72 month loan with a lower interest rate around 2.75%.

Re: USAA Auto loans?

avv7c0 — Sat, 08 Jun 2013 12:29:49 GMT

Loan Amount: $50,000
Term: 72 months
APR: 2.25%
Payment: $345 every 2 weeks (includes GAP)
Down Payment: $0 required, might still put down
Your Credit Score When Approved: 815
------------------------------------------------------
Also had my wife apply at the same time, as we are working on rebuilding her credit. Same loan as above, she was approved at 3.45% with a score of 721.

This is my 2nd USAA loan, with about $5,000 left on that car out of $18,000. That didn't seem to impact the approval negatively. I do banking, checking and auto insurance through them as well. No complaints in about 15 years, they take good care of me.

Re: USAA Auto loans?

Anonymous — Sat, 08 Jun 2013 19:33:18 GMT

I just got my loan through USAA two weeks ago for a used SUV.

Loan Amount: $19,000

Term: 60 months

ARP: 2.24% (would have been 1.99%, but I declined setting up automatic payments)

Credit Score When Approved: 767

The dealership I bought from didn't even try to beat the rate.

I love USAA! I just recently joined with them as a full member. Now I have insurance, a car loan and a World Mastercard with them. I'm also plan on opening a checking account with them in the next couple days. Their customer service is amazing!!

Re: USAA Auto loans?

ezdoesit — Sat, 22 Jun 2013 19:44:31 GMT

How did you guys know your score at approval? Did USAA give it to you or was it from here?

Re: USAA Auto loans?

GatorGuy — Sun, 23 Jun 2013 04:00:05 GMT

@ezdoesit wrote:
How did you guys know your score at approval? Did USAA give it to you or was it from here?

I pulled my score before I applied so I would know but USAA actually gave me a report with my score on it which was higher than what I had before I applied.