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    <title>topic Question about recent grad financing/ Will I be approved in Auto Loans</title>
    <link>https://ficoforums.myfico.com/t5/Auto-Loans/Question-about-recent-grad-financing-Will-I-be-approved/m-p/2305597#M32652</link>
    <description>&lt;P&gt;&lt;SPAN&gt;I'm looking to purchase a new vehicle after I start my new job around November of this year. I'm looking for a 2013, and my credit is clean my FICO scores are: TU: 692, EX: 640, and Eq: 660. The job pays around 50K a year, and I'm wondering if I could get financing before I start working? For example showing the company what I expect to make? I'm going to use capital One, and apply for GM, Ford, Toyota, and&amp;nbsp;Hyundai college financing programs.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;My Credit only has one bad account from 2009- medical bill for $197 paid back on nov 2009.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I have seven credit cards always paying before due date.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I plan on putting $3000 down; I'm looking at the 2013 Chevy Malibu, or Cruze.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I plan on putting $3000 down, I'm looking at the 2013 Chevy Malibu, or Cruze.&amp;nbsp;&lt;/P&gt;</description>
    <pubDate>Sun, 21 Jul 2013 03:41:19 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2013-07-21T03:41:19Z</dc:date>
    <item>
      <title>Question about recent grad financing/ Will I be approved</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Question-about-recent-grad-financing-Will-I-be-approved/m-p/2305597#M32652</link>
      <description>&lt;P&gt;&lt;SPAN&gt;I'm looking to purchase a new vehicle after I start my new job around November of this year. I'm looking for a 2013, and my credit is clean my FICO scores are: TU: 692, EX: 640, and Eq: 660. The job pays around 50K a year, and I'm wondering if I could get financing before I start working? For example showing the company what I expect to make? I'm going to use capital One, and apply for GM, Ford, Toyota, and&amp;nbsp;Hyundai college financing programs.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;My Credit only has one bad account from 2009- medical bill for $197 paid back on nov 2009.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I have seven credit cards always paying before due date.&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&lt;SPAN&gt;I plan on putting $3000 down; I'm looking at the 2013 Chevy Malibu, or Cruze.&amp;nbsp;&lt;/SPAN&gt;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I plan on putting $3000 down, I'm looking at the 2013 Chevy Malibu, or Cruze.&amp;nbsp;&lt;/P&gt;</description>
      <pubDate>Sun, 21 Jul 2013 03:41:19 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Question-about-recent-grad-financing-Will-I-be-approved/m-p/2305597#M32652</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-07-21T03:41:19Z</dc:date>
    </item>
    <item>
      <title>Re: Question about recent grad financing/ Will I be approved</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Question-about-recent-grad-financing-Will-I-be-approved/m-p/2308663#M32692</link>
      <description>&lt;A target="_blank" href="https://www.gmcollegediscount.com/ip-vpp/"&gt;https://www.gmcollegediscount.com/ip-vpp/&lt;/A&gt;&lt;BR /&gt;This is the gmac college grad program. Read through it a bit for further clarification. I'm not sure on the specific range of credit scores needed</description>
      <pubDate>Sun, 21 Jul 2013 06:05:28 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Question-about-recent-grad-financing-Will-I-be-approved/m-p/2308663#M32692</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2013-07-21T06:05:28Z</dc:date>
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