https://ficoforums.myfico.com/t5/Auto-Loans/Someone-anyone-Advise-PLEASE/m-p/357629#M3266 <P>Your credit score is high enough....As long as you buy a car you can afford the payment on you will get approved.</P><P>&nbsp;</P><P>Just pay off the cards first so that you don't pile on a new debt before the old is paid.&nbsp;</P> Wed, 08 Oct 2008 22:38:59 GMT Anonymous 2008-10-08T22:38:59Z https://ficoforums.myfico.com/t5/Auto-Loans/Someone-anyone-Advise-PLEASE/m-p/357626#M3265 <P>I have a 690 avg but am only 19 and pull less than $30k annually, put that and about $1600 (split 900, 700, on two CC) current balance (of total available 5,400 across 4 CC) doesnt make for easy loan approval. I am doing everything I can to get into "loan approved" material. But I'm not exactly sure what i need to do besides pay off the $1600, that much is obvious but theres no quick fix to short history so im really stuck in a rut. What can I do?</P><P>&nbsp;</P><P>Please any advise</P><P>Michael</P> Wed, 08 Oct 2008 22:34:54 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Someone-anyone-Advise-PLEASE/m-p/357626#M3265 Anonymous 2008-10-08T22:34:54Z https://ficoforums.myfico.com/t5/Auto-Loans/Someone-anyone-Advise-PLEASE/m-p/357629#M3266 <P>Your credit score is high enough....As long as you buy a car you can afford the payment on you will get approved.</P><P>&nbsp;</P><P>Just pay off the cards first so that you don't pile on a new debt before the old is paid.&nbsp;</P> Wed, 08 Oct 2008 22:38:59 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Someone-anyone-Advise-PLEASE/m-p/357629#M3266 Anonymous 2008-10-08T22:38:59Z