What Can I Expect?

Anonymous — Thu, 16 Oct 2008 15:42:59 GMT

What can I expect with FICO scores of:

TU: 653, EX: 671, EQ: 647

And a cosigner (My Dad) with scores of mid to upper 700's?

I'm interested in an auto loan and with the recent news of creditors tightening up I am curious what kind of interest rate you guys might predict. The negatives on my credit report are about a year and a half old and come from being an idiot in college and not realizing the severity of not paying the minimum monthly payment several times for a $120 balance on a credit card. I'm not sure what factors are considered when I apply for an auto loan but my salary is $55,000 and I own a car but have never financed one, so I have no auto loan history.

Thanks in advance.

topic What Can I Expect? in Auto Loans

What Can I Expect?