https://ficoforums.myfico.com/t5/Auto-Loans/APPROVED/m-p/2588361#M35382 <P>I want to first thank everyone on this forum for all the great knowledge. I have been lurking for awhile and recently started the process of obtaining credit again since a few charge offs on my credit(which are pif but still there). Back to the topic with all the knowledge I worked on improving my credit and finally today I was approved to refinance my car for a shorter term and a lowest interest rate of 9.24% which is still high but far better then my 13.91%. Thank you everyone for the knowledge that helped me come out of this dark hole of bad credit.</P> Fri, 15 Nov 2013 02:34:36 GMT PyRo189 2013-11-15T02:34:36Z https://ficoforums.myfico.com/t5/Auto-Loans/APPROVED/m-p/2588361#M35382 <P>I want to first thank everyone on this forum for all the great knowledge. I have been lurking for awhile and recently started the process of obtaining credit again since a few charge offs on my credit(which are pif but still there). Back to the topic with all the knowledge I worked on improving my credit and finally today I was approved to refinance my car for a shorter term and a lowest interest rate of 9.24% which is still high but far better then my 13.91%. Thank you everyone for the knowledge that helped me come out of this dark hole of bad credit.</P> Fri, 15 Nov 2013 02:34:36 GMT https://ficoforums.myfico.com/t5/Auto-Loans/APPROVED/m-p/2588361#M35382 PyRo189 2013-11-15T02:34:36Z https://ficoforums.myfico.com/t5/Auto-Loans/APPROVED/m-p/2588853#M35387 Congratulations on your refi! Fri, 15 Nov 2013 07:33:50 GMT https://ficoforums.myfico.com/t5/Auto-Loans/APPROVED/m-p/2588853#M35387 Anonymous 2013-11-15T07:33:50Z