topic Re: PNC Check Ready Auto Loan in Auto Loans

PNC Check Ready Auto Loan

linux007969 — Tue, 17 Jun 2014 01:16:31 GMT

I applied for a check ready auto loan with PNC. I asked for $25,000 with 5 year payback and i got the following:

Thank you for submitting an application for a check ready auto loan. A decision has been made on your loan request. Please contact us at 1-866-522-2517 to learn more about your offer!

So I call the number and I had to leave a message cuz their closed. I just hate how my bank has short hours for anything with credit or loan underwriting. At least it looks like i was approved for something though, we'll see.

Re: PNC Check Ready Auto Loan

Anonymous — Tue, 17 Jun 2014 01:39:54 GMT

Good luck!

Re: PNC Check Ready Auto Loan

knoregs — Tue, 17 Jun 2014 01:53:18 GMT

Good Luck!

~kn

Re: PNC Check Ready Auto Loan

linux007969 — Tue, 17 Jun 2014 13:03:05 GMT

I called up PNC earlier this morning before work, since i have time and they approved me!!!

$22,800

60 month term

APR listed on their site which is under 3%.

I accecpted and they are sending it out and it will be here tomorrow!

Re: PNC Check Ready Auto Loan

Anonymous — Tue, 17 Jun 2014 20:29:00 GMT

WooHoo! Good job!

Re: PNC Check Ready Auto Loan

Anonymous — Tue, 17 Jun 2014 23:29:22 GMT

Congratulations. Interest rate of less than 3% is nothing to sneeze at!

Re: PNC Check Ready Auto Loan

linux007969 — Wed, 18 Jun 2014 00:20:41 GMT

@Anonymous wrote:
Congratulations. Interest rate of less than 3% is nothing to sneeze at!

The rate is determined by the year of car, amount of loan, and loan term..... they range from 2.24% to 2.69% for what i'm going for, so ya under 3%.

I feel like i finally made it! It was my goal to get a nice car loan and my nice credit history has made that happen, along with the help and guidence of this forum. Thanks to all those who have helped me!

Re: PNC Check Ready Auto Loan

linux007969 — Thu, 19 Jun 2014 01:35:02 GMT

The loan came in the mail today! It was waiting for me when i got home! This is so exciting!

With all the paperwork it had a copy of my credit score, it actually had 2 coppies, they sent me a customer copy and a bank copy. Both are identical. Both say my experian score is 726.

Re: PNC Check Ready Auto Loan

huntersimp — Wed, 06 May 2015 22:52:03 GMT

Did you have to already have the exact car picked out? And, did they verify that? Did they verify anything?

Re: PNC Check Ready Auto Loan

Anonymous — Mon, 07 Mar 2016 17:08:33 GMT

Congrats! I'm going for the same type of loan.