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    <title>topic Re: Auto enhanced score with no car purchase in 12 yrs. in Auto Loans</title>
    <link>https://ficoforums.myfico.com/t5/Auto-Loans/Auto-enhanced-score-with-no-car-purchase-in-12-yrs/m-p/408057#M4241</link>
    <description>If it was a&amp;nbsp;positive and a good loan it still should be on your credit file at least 10 years from your last payment or 2011&amp;nbsp;or seven years if it is negative.&amp;nbsp; At least one bureau should have it listed.</description>
    <pubDate>Fri, 02 Jan 2009 19:20:11 GMT</pubDate>
    <dc:creator>Anonymous</dc:creator>
    <dc:date>2009-01-02T19:20:11Z</dc:date>
    <item>
      <title>Auto enhanced score with no car purchase in 12 yrs.</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Auto-enhanced-score-with-no-car-purchase-in-12-yrs/m-p/406559#M4205</link>
      <description>&lt;P&gt;&lt;FONT color="#000000" face="Verdana"&gt;My last car purchase was in 1996.&amp;nbsp; I paid off the 60 months loan term on time in 2001.&amp;nbsp; I loved having no car payment, so decided to keep the car for as long as it proved to be realible.&amp;nbsp; It's been&amp;nbsp;12 years.&amp;nbsp; Because of the length of time, no car history is noted on my credit report.&amp;nbsp; I'm wondering if I have an auto enhanced score, and whether or not it will be high or low?&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000" face="Verdana"&gt;&amp;nbsp;&lt;/FONT&gt;&lt;/P&gt;&lt;P&gt;&lt;FONT color="#000000" face="Verdana"&gt;All replies greatly appreciated.&lt;/FONT&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 31 Dec 2008 01:01:36 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Auto-enhanced-score-with-no-car-purchase-in-12-yrs/m-p/406559#M4205</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2008-12-31T01:01:36Z</dc:date>
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    <item>
      <title>Re: Auto enhanced score with no car purchase in 12 yrs.</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Auto-enhanced-score-with-no-car-purchase-in-12-yrs/m-p/408057#M4241</link>
      <description>If it was a&amp;nbsp;positive and a good loan it still should be on your credit file at least 10 years from your last payment or 2011&amp;nbsp;or seven years if it is negative.&amp;nbsp; At least one bureau should have it listed.</description>
      <pubDate>Fri, 02 Jan 2009 19:20:11 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Auto-enhanced-score-with-no-car-purchase-in-12-yrs/m-p/408057#M4241</guid>
      <dc:creator>Anonymous</dc:creator>
      <dc:date>2009-01-02T19:20:11Z</dc:date>
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