topic Re: Harley Davidson in Auto Loans

Harley Davidson

Anonymous — Tue, 02 Sep 2014 14:09:20 GMT

Went looking at harley this weekend and the salesmen at the dealership told me that with a 700 or up credit score he could get me 0.99% financing. Does anyone know what they pull?

Price is 21900

down 12000

I might add that my credit file is thin, my fico scores are showing

TU 727

EX 740

EQ 715

i have 1 year auto loan perfect payments

and 5 monts cap 1 card perfect payments

and 4 new accounts

4 inquirys

0 baddies

average age is showing 5 months

anyone have any suggestions or advice? I didnt let them pull my credit as they were not going to give me even close to wanted on my trade in so i decided to sell it myself.

Re: Harley Davidson

_jb_ — Tue, 02 Sep 2014 14:38:45 GMT

I don't have an answer for you, but I find this interesting. I have never seen lower than about 5-6% advertised for any motorcycle, even new. You said this was at an HD dealership?

Re: Harley Davidson

Anonymous — Tue, 02 Sep 2014 14:43:06 GMT

@_jb_ wrote:
I don't have an answer for you, but I find this interesting. I have never seen lower than about 5-6% advertised for any motorcycle, even new. You said this was at an HD dealership?

yes, my dad just bought one 3 weeks ago and got 3% financing. the dealership is here in OKC. Im wondering if it is because it is a 2014 model?

Re: Harley Davidson

Anonymous — Wed, 03 Sep 2014 14:03:56 GMT

anyone?

Re: Harley Davidson

sccredit — Wed, 03 Sep 2014 17:24:55 GMT

Looks like Equifax

Re: Harley Davidson

Anonymous — Wed, 03 Sep 2014 17:36:32 GMT

@sccredit wrote:
Looks like Equifax

ok seems that is my middle score, will go back in friday with some cash in hand and see if i can wiggle on the price.

Re: Harley Davidson

sccredit — Wed, 03 Sep 2014 17:51:26 GMT

Good luck

Re: Harley Davidson

dabrian — Fri, 05 Sep 2014 17:16:05 GMT

My local Harley dealer is advertising the .99 as well. I'm extremely jealous btw..

Re: Harley Davidson

Anonymous — Fri, 05 Sep 2014 17:19:24 GMT

@dabrian wrote:
My local Harley dealer is advertising the .99 as well. I'm extremely jealous btw..

im going back today, when i get off work, i will post back what intrest rate and what bureo they pulled.

Re: Harley Davidson

wreith — Fri, 05 Sep 2014 22:42:16 GMT

@Anonymous wrote:
Went looking at harley this weekend and the salesmen at the dealership told me that with a 700 or up credit score he could get me 0.99% financing. Does anyone know what they pull?

Price is 21900
down 12000

I might add that my credit file is thin, my fico scores are showing
TU 727
EX 740
EQ 715

i have 1 year auto loan perfect payments
and 5 monts cap 1 card perfect payments
and 4 new accounts
4 inquirys
0 baddies
average age is showing 5 months

anyone have any suggestions or advice? I didnt let them pull my credit as they were not going to give me even close to wanted on my trade in so i decided to sell it myself.

They pulled EX and EQ for mine. I got 8% because I was getting a used instead of new, 2007 Sportster Custom. Had it been a new one it would have been high 5's. Hope this helps you out.

Re: Harley Davidson

Anonymous — Sat, 06 Sep 2014 14:42:18 GMT

They pulled Experian for me, showing 740 credit score, but said file was so thin they want 20% intrest rate, I guess i will go to my credit union today, and see what rate they offer me.

Re: Harley Davidson

bbb3601 — Sat, 06 Sep 2014 21:09:48 GMT

The dealers at HD always jack up the rate. I know someone who works for one. Tell them you found a better rate at another dealer..........and you will!

Re: Harley Davidson

Anonymous — Sun, 07 Sep 2014 04:19:23 GMT

all done, went thru my credit union and got 1.9%

Re: Harley Davidson

mszuki1000 — Sat, 13 Sep 2014 21:25:11 GMT

@itskamel

Me & the hubby went to Harley dealership today. We're in the Harley market for a Rocker/Breakout and an Ultra TriGlide or Freewheeler for me... Believe it or not but we were told the same thing..... Hmmmmm! They say the deal is running til Dec 30th! We will be going back once I do some Harley research

Re: Harley Davidson

mszuki1000 — Sat, 13 Sep 2014 21:37:32 GMT

@itskamel

Dang!!!!!! 😲1.9%..... Who's your credit union? Mine is Navy Federal but they offering 7.2%😠

Re: Harley Davidson

Anonymous — Mon, 27 Oct 2014 19:10:29 GMT

I was just at a dealership in NJ and with the season ending/over they are trying to get as many bikes out as possible. I walked in and let them know I wanted X amount of dollars as my monthly payments, and $0 down. Sure enough after coming at me with a few different offers (the first couple no where near what I wanted) they finally gave me what I asked for... They will finance pretty much anyone to get a bike out the door!