https://ficoforums.myfico.com/t5/Auto-Loans/LightStream/m-p/3595399#M46196 <P>I looked up "personal loans" on the internet and after dealing with Prosper and Lending Club, I came across Lightstream from I think Credit Karma.&nbsp; AFter looking them up on the internet, the app was very similar to Prosper and I filled it out on Friday, it did a HP to all three CRA's, but I was approved for my asking loan of $20K ... at 2.29% the monthly was around $400+ for the next 3.5 years [42 months] .... they called to verify address, contact numbers and wanted to know if my high inquiries were due to Auto loan inquiries, and I said yes.&nbsp; App'd on Friday, Oct. 31 @ 10PM in the evening; approved Monday, 11/3; funding to occur in my checking account on Tuesday, 11/4 for the 2.29 % APR rate .... papers sent via online profile in their system and I signed electronically and gave them info on my checking account.&nbsp; Done deal; quick and painless.</P><P>&nbsp;</P><P>Thanks for letting me share.</P> Tue, 04 Nov 2014 01:08:42 GMT apacislvallejo 2014-11-04T01:08:42Z https://ficoforums.myfico.com/t5/Auto-Loans/LightStream/m-p/2192143#M31593 <P>Anyone ever done a car loan(or any other) with LightStream?</P><P>&nbsp;</P><P>Got a quote from them, and they do unsecured auto loans. They are a division of SunTrust Bank so at least I've heard of them.</P><P><BR />Search here for them, haven't seen them mentioned in a post.</P> Tue, 04 Jun 2013 16:17:55 GMT https://ficoforums.myfico.com/t5/Auto-Loans/LightStream/m-p/2192143#M31593 VirusCredit13 2013-06-04T16:17:55Z https://ficoforums.myfico.com/t5/Auto-Loans/LightStream/m-p/3595399#M46196 <P>I looked up "personal loans" on the internet and after dealing with Prosper and Lending Club, I came across Lightstream from I think Credit Karma.&nbsp; AFter looking them up on the internet, the app was very similar to Prosper and I filled it out on Friday, it did a HP to all three CRA's, but I was approved for my asking loan of $20K ... at 2.29% the monthly was around $400+ for the next 3.5 years [42 months] .... they called to verify address, contact numbers and wanted to know if my high inquiries were due to Auto loan inquiries, and I said yes.&nbsp; App'd on Friday, Oct. 31 @ 10PM in the evening; approved Monday, 11/3; funding to occur in my checking account on Tuesday, 11/4 for the 2.29 % APR rate .... papers sent via online profile in their system and I signed electronically and gave them info on my checking account.&nbsp; Done deal; quick and painless.</P><P>&nbsp;</P><P>Thanks for letting me share.</P> Tue, 04 Nov 2014 01:08:42 GMT https://ficoforums.myfico.com/t5/Auto-Loans/LightStream/m-p/3595399#M46196 apacislvallejo 2014-11-04T01:08:42Z https://ficoforums.myfico.com/t5/Auto-Loans/LightStream/m-p/3595507#M46197 Thanks for sharing. Tue, 04 Nov 2014 01:32:42 GMT https://ficoforums.myfico.com/t5/Auto-Loans/LightStream/m-p/3595507#M46197 0REDSOX7 2014-11-04T01:32:42Z