https://ficoforums.myfico.com/t5/Auto-Loans/Extending-Payment-w-Ford-Credit/m-p/456076#M5283 Well, it finally happened to me. I loved my job, pay was good and I actually enjoyed the people I was working with......... and then I got laid off. 4 weeks out of work, I was able to renegotiate my contract with the company and get a slightly different job at almost the same pay. Being that I was in debt to begin with, 4 weeks out of work and out of money didnt help. All of my creditors were willing to work with me and negotiate my payments but I had a question in regards to Ford Credit. They extended my payment due date by a month, I was wondering, how would this be reported on my credit file? Tue, 10 Mar 2009 18:24:24 GMT Anonymous 2009-03-10T18:24:24Z https://ficoforums.myfico.com/t5/Auto-Loans/Extending-Payment-w-Ford-Credit/m-p/456076#M5283 Well, it finally happened to me. I loved my job, pay was good and I actually enjoyed the people I was working with......... and then I got laid off. 4 weeks out of work, I was able to renegotiate my contract with the company and get a slightly different job at almost the same pay. Being that I was in debt to begin with, 4 weeks out of work and out of money didnt help. All of my creditors were willing to work with me and negotiate my payments but I had a question in regards to Ford Credit. They extended my payment due date by a month, I was wondering, how would this be reported on my credit file? Tue, 10 Mar 2009 18:24:24 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Extending-Payment-w-Ford-Credit/m-p/456076#M5283 Anonymous 2009-03-10T18:24:24Z https://ficoforums.myfico.com/t5/Auto-Loans/Extending-Payment-w-Ford-Credit/m-p/456699#M5292 It gets reported as "you made the payment this month as scheduled, you have this much left to pay at XXX a month payment." Wed, 11 Mar 2009 05:24:09 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Extending-Payment-w-Ford-Credit/m-p/456699#M5292 Anonymous 2009-03-11T05:24:09Z