topic Re: DCU refinance approved! in Auto Loans

DCU refinance approved!

Anonymous — Tue, 09 Jun 2015 21:49:57 GMT

Yes as title says i was approved of refinancing my car loan, right now i have 4.92% 65mos to pay. Then DCU beat that realy big,1.49% 48mos to pay ) Happy guy here.

Re: DCU refinance approved!

Anonymous — Tue, 09 Jun 2015 21:51:11 GMT

But one thing worries me, i don't know how to process that? Because when i was talking to the guy, I'm in a hurry. Do you think will they send an email or mail from my approved refinance?

Re: DCU refinance approved!

Anonymous — Tue, 09 Jun 2015 23:43:49 GMT

Congratulations! If you're not sure, just give them a call. Wow 1.49% is great. Did they lower their rate? Last time I checked their best rate was 1.74% if you signed up for Checking Relationship Benefits and direct debit car payment. What's your credit score?

Re: DCU refinance approved!

Anonymous — Wed, 10 Jun 2015 02:33:42 GMT

@Anonymous wrote:
Congratulations! If you're not sure, just give them a call. Wow 1.49% is great. Did they lower their rate? Last time I checked their best rate was 1.74% if you signed up for Checking Relationship Benefits and direct debit car payment. What's your credit score?

I got 1.49% because my car has more than 35mpg.

Re: DCU refinance approved!

Anonymous — Wed, 10 Jun 2015 13:47:43 GMT

@Anonymous wrote:
@Anonymous wrote:
Congratulations! If you're not sure, just give them a call. Wow 1.49% is great. Did they lower their rate? Last time I checked their best rate was 1.74% if you signed up for Checking Relationship Benefits and direct debit car payment. What's your credit score?
I got 1.49% because my car has more than 35mpg.

Ah, thanks for unraveling that mystery. And again, congrats to you!

Re: DCU refinance approved!

Anonymous — Wed, 10 Jun 2015 13:49:46 GMT

That's good to know! Congratulations!!!

Re: DCU refinance approved!

Anonymous — Wed, 10 Jun 2015 14:09:49 GMT

@Anonymous wrote:
@Anonymous wrote:
Congratulations! If you're not sure, just give them a call. Wow 1.49% is great. Did they lower their rate? Last time I checked their best rate was 1.74% if you signed up for Checking Relationship Benefits and direct debit car payment. What's your credit score?
I got 1.49% because my car has more than 35mpg.

OP, what's your score?

Re: DCU refinance approved!

kenspi67 — Wed, 10 Jun 2015 16:46:41 GMT

congrats .. they denied me in april .. cleaning up a few things, and trying again in a few months ..

Re: DCU refinance approved!

Anonymous — Wed, 10 Jun 2015 19:21:57 GMT

@Anonymous wrote:
@Anonymous wrote:
@Anonymous wrote:
Congratulations! If you're not sure, just give them a call. Wow 1.49% is great. Did they lower their rate? Last time I checked their best rate was 1.74% if you signed up for Checking Relationship Benefits and direct debit car payment. What's your credit score?
I got 1.49% because my car has more than 35mpg.
OP, what's your score?

They told me 710, but i have a problem now. They want me to provide the paystub but i dont have one. Im working as Independent Contractor in an agency, so they dont provide paystubs. I told them i can give bank statement that i really have income bi weekly. So now i dont know what to do with them. I emailed them to reconsider it, hopefully they will give me another way.

Re: DCU refinance approved!

Anonymous — Thu, 11 Jun 2015 18:20:15 GMT

I know the OP is looking for an alternative now, but I finally found the place on the DCU site that talks about the energy efficient break:

https://www.dcu.org/loans/energy-efficiency.html