topic Re: What do I qualify for? (Florida) in Auto Loans

What do I qualify for? (Florida)

Bpearl2010 — Tue, 07 Jul 2015 18:54:49 GMT

Credit Score: FICO 8: EQ: 656, TU: 690, EX: 682 | FICO Auto Score 8: EQ: 634, TU: 684, EX: 664

AAoA: 3years

# of positive trade lines: 23

# of negative trade lines: 2

Income: 120k

Length of Employment: Job 1: 6 years 60k income, and Job 2: 2 months 60k income

Previous Loan Experience: Toyota Finance 9 years ago > repo 8 years ago ( I was co-signer, had neg. remarks removed from Credit files 2 years ago)

Debt-to-Income (DTI): 10% (maybe, less I only have 10% credit card debt. No Mortgage)

Year of Car: 2015 Honda Accord

Miles: 5

Purchase/Refinance: Purchase 36k

Requested loan term (XX Months): 60

Down payment amount: Hoping for Zero down, but have up-to 10k

Co-borrower/Co-Signer: none

Other: 1- credit card 30 day late one year ago, and another 10 months ago: Hoping to find a loan company that pulls TU since it's my highest Auto score according to my recent 3-credit pull done on July 1st, 2015.

Student Loans: 37k in deferment (still in school)

Re: What do I qualify for? (Florida)

CH-7-Mission-Accomplished — Tue, 07 Jul 2015 23:25:57 GMT

Not on point, but 36K for a Honda Accord? Whoa! I'm living in the distant past!

Re: What do I qualify for? (Florida)

Luscher — Wed, 08 Jul 2015 00:12:37 GMT

39K? I hope your getting the electric version cause 39K for an accord is a lot imo

Re: What do I qualify for? (Florida)

Bpearl2010 — Wed, 08 Jul 2015 13:54:18 GMT

It's for Honda Accord Coupe 6-6, stricker price is 36k, which I know I may be able to bring it down to 30k.