topic Re: NASA Auto Loan Questions in Auto Loans

NASA Auto Loan Questions

Anonymous — Tue, 07 Jul 2015 17:35:31 GMT

So I recently got approved for NASA membership and CC. I am also toying with the idea of getting a new car or truck. Currently drive a 07 Accord that has been paid of for a few years now. While I love having 0 car payments I kinda want something more sporty.

Anyone have any experience with NASA auto loans and their process? Im probably gonna shoot for end of year should I take on a new vehicle. My approval score for NASA according to the paperwork was 666Ex but myFico had me in the 640s so not sure what version they pull. Currently myFico has me in the 670s and that should only get better.

Any thoughts, help or even recommendations would be amazing. :-)

-aloha

Re: NASA Auto Loan Questions

Anonymous — Fri, 10 Jul 2015 02:22:48 GMT

I am considering apping with Nasa also and I am a member, but no experience with their auto loans. Are you considering new or used?

your scores sound Ok to me, at least for decent rates, and a few months will make a difference.

I am probably a used car buyer.

Re: NASA Auto Loan Questions

Anonymous — Fri, 10 Jul 2015 05:44:29 GMT

Nice! Im new to NASA as I just go in last month. I'll probably go for new but I'm not too sure yet. Was just poking around to see if anyone has used NASA for auto yet. Wonder is NASA pulls an auto enhanced score since I have a closed auto loan in perfect standing my auto score should be better than my Fico score is.
Seems like most are with DCU or PenFed. PenFed is on my radar once my EQ cleans up and scores rise at end of the year.

Re: NASA Auto Loan Questions

NY2014 — Mon, 13 Jul 2015 09:02:48 GMT

Aloha ,

Congrats on your approval membership with NASA Cu.first, I would agree with you to wait until you improve your score, try to keep that beast first premier,Fingerhut down to a very low balance even $0 balance, its good to rebuild your credit but in the long run, it time you outgrew the high interest cards,Now that you got approved CC,with NASA try to put usage with card and build up good payment history try to keep your utilities down under 20% when your ready to..I have a Checking account with NASA, others a happy but am in favor with NFCU, they are more in the same , my opinion NFCU better customer service.

That being said, NASA CU products in comparison are virtually the same, good rates, competitively, I receive offers, the only headache I have with NASA when your need assistance, after hours can be a pain, but otherwise, stick to your goals now your in with NASA and already have been aproved for a cc. You should be in good shape by the end of the year, sporting down the Kaumualiʻi Highway

Again , Ho'omaika'i ana , Pomaikai