topic Re: USAA Auto Pre-Selected in Auto Loans

USAA Auto Pre-Selected

Saleen099 — Fri, 07 Aug 2015 02:19:58 GMT

What do you think about it? That 0.74% APR for 36 mouths Mmmmmmm

Re: USAA Auto Pre-Selected

Anonymous — Fri, 07 Aug 2015 16:43:35 GMT

I clicked on the 'learn more' button and nothing happened! j/k, couldnt resist.

I think 0.74 is a great rate (I will need a longer term) and I am seriously considering USAA for my next auto loan, and their 'purchasing service' uses True Car, 'sponsored by USAA'.

Their car buying service also works on Used Cars, didnt know that.

Re: USAA Auto Pre-Selected

Saleen099 — Fri, 07 Aug 2015 16:50:21 GMT

@Anonymous wrote:
I clicked on the 'learn more' button and nothing happened! j/k, couldnt resist.

I think 0.74 is a great rate (I will need a longer term) and I am seriously considering USAA for my next auto loan, and their 'purchasing service' uses True Car, 'sponsored by USAA'.

Their car buying service also works on Used Cars, didnt know that.

LOL. I wish it was a little bit longer than 36 months but here's what to learn more next screen look like.

Re: USAA Auto Pre-Selected

Anonymous — Fri, 07 Aug 2015 17:33:15 GMT

Very good rates, I would be happy with the 60 month for 1.5%.

I am perfectly Ok with not getting the absolutely lowest rate out there if it is with a company I am comfortable doing business with, and I do like USAA.

Now I'm having trouble clicking on the 'apply now' button in your post. I will restart my pc and clear the cookies and cache and try again.

Seriously though, looks like a great rate and terms.

Re: USAA Auto Pre-Selected

Appleman — Fri, 07 Aug 2015 23:07:40 GMT

In the original post it shows pre-selected for 4.25%. No way they are giving the lower rate (.75 %) to the OP. The teaser is that it can be that low if you use their car buying service.

I imagine the best they would do is .25 to .5 of the pre-SELECTED (read not approved) rate of 4.25.

Their loans are pretty easy but for the last few purchases the dealer has always beat USAA.

A few years back it was pre-approved, anymore pre-selected.

Good luck and hope you get a great rate.

Re: USAA Auto Pre-Selected

Saleen099 — Fri, 07 Aug 2015 23:12:16 GMT

@Anonymous wrote:
Very good rates, I would be happy with the 60 month for 1.5%.

I am perfectly Ok with not getting the absolutely lowest rate out there if it is with a company I am comfortable doing business with, and I do like USAA.

Now I'm having trouble clicking on the 'apply now' button in your post. I will restart my pc and clear the cookies and cache and try again.

Seriously though, looks like a great rate and terms.

LOL. You know it didn't work for me neither stupid PCs. 60 month for 1.5% is a Very good rate.

Re: USAA Auto Pre-Selected

theonlyway — Wed, 12 Aug 2015 23:11:18 GMT

I got the same pre-approval rate for 48 months. I recently applied for the loan through USAA and was approved for 2.75% and a limit up to $60,000 for 72 months. USAA credit card pre-approved for a CC with 12.99% and I applied and got 7.9 with a 16k limit. Those pre-approvals aren't always accurate.

Re: USAA Auto Pre-Selected

Bmac66 — Sat, 15 Aug 2015 16:07:18 GMT

I just got approved by USAA for up to $75k at 4.99% for 72 months. Will be 4.49% if I buy through a USAA dealer. The rates are also for auto pay otherwise would have been higher. Going to pay out of my USAA accounts anyways so I didn't see a downside to agreeing to autopay.

Re: USAA Auto Pre-Selected

Saleen099 — Mon, 17 Aug 2015 00:27:44 GMT

@Bmac66 wrote:
I just got approved by USAA for up to $75k at 4.99% for 72 months. Will be 4.49% if I buy through a USAA dealer. The rates are also for auto pay otherwise would have been higher. Going to pay out of my USAA accounts anyways so I didn't see a downside to agreeing to autopay.

NICE Congrats!!!!! I don't see any downside to autopay neither.

Re: USAA Auto Pre-Selected

nycplayboy78 — Thu, 07 Apr 2016 17:10:38 GMT

My offer and I will get my new car this summer when it is built from from the Factory.....Hmmm I might have a war between DCU, PenFed, and USAA...I know where USAA stands.....LOL!!!

Re: USAA Auto Pre-Selected

Gmood1 — Thu, 07 Apr 2016 20:09:54 GMT

^^^^
Chances are PenFed and DCU will beat USAA auto rates.
I strongly considered USAA last week. But they just can't match the CU's. I found another CU with a great rate while searching loans. America's First FCU out of Birmingham, Al is giving 1.75% for 63 months. And you do not have to be a member. Credit score need to be 740 in order to get that rate though.

Re: USAA Auto Pre-Selected

nycplayboy78 — Thu, 07 Apr 2016 20:57:21 GMT

I am a member of DCU, PenFed, and USAA....HAHAHAHA....BIDDING WARS....

EE: USAA Auto Pre-Selected

Gmood1 — Thu, 07 Apr 2016 21:12:02 GMT

I hear ya, lol. Yeah I'm a member of more than I can remember lol. PenFed, Navy Fed, Xcel FCU, NASA FCU, SDFCU, Kinetic FCU and USAA.

I almost joined DCU last week. When I found out it would be two hard pulls.. I passed.

The only one out of this group that doesn't base the rate on a credit score tier rating is PenFed.

Re: EE: USAA Auto Pre-Selected

nycplayboy78 — Thu, 07 Apr 2016 21:27:04 GMT

Hmmm that is good to know Good thank you for the heads up....So I will pit DCU vs PenFed vs USAA...BWAHAHAHAHA (Evil Sinister Credit Laugh)

Re: USAA Auto Pre-Selected

nycplayboy78 — Fri, 15 Apr 2016 13:56:45 GMT

I've been reading the Auto boards as of late...I need to stop doing that...Because I am in the market for a new 2017 Cadillac XT5 which is being built and I had to put $1k down at the dealer back in February I will hopefully pick it up in May or June..It seems that the battle is between DCU and PenFed which I am a member of both..USAA seems to be in a stingy mood as of late I have EVERYTHING over at USAA (Checking, Savings, Money Market, CD, Credit Card, Insurance) maybe they can give me a great rate. @Gmood1 what about Navy Federal Credit Union how are they with loans? The vehicle I want costs $67k and I will private sell my current car for $17k and use $7k for the TTL and Dealer fees and then put $10k down on the rest and THEN have either DCU vs PenFed vs USAA vs Navy FCU fight it out Mortal Kombat style so hope fully I am looking at around $45kish or so...What are your thoughts guys? The ONE BADDIE on my file is a 120 day-late from Skank of America back when the Housing Market crashed in 2008 and I got hit by it in 2011...SIGH...That is a major drag on my file...Other than that no issues my current car was paid off a year early (3rd vehicle loan) paid off early [Wells Fargo Financial, GM Financial, and Ford Credit]

So I am holding out luck but I need some insight guys on guiding me to the best solution......THOUGHTS??!!

DCU

PenFed

Navy Federal

USAA

Re: USAA Auto Pre-Selected

Gmood1 — Fri, 15 Apr 2016 19:25:33 GMT

That baddie is so long ago, with your scores you'll have no issues getting a great rate. All of these institutions already post their best rates available on their site. Unless you can get 0% thru the manufacturer, I'd go PenFed, America's first or DCU.

Just pick the one with the best rate offered for the term you want. No need to apply with them all. USAA and NFCU rates are similar.. Which is higher than the other three I've listed.