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    <title>topic Re: Bought 2015 Nissan Leaf EV for Partner -- 0% for 60 months in Auto Loans</title>
    <link>https://ficoforums.myfico.com/t5/Auto-Loans/Bought-2015-Nissan-Leaf-EV-for-Partner-0-for-60-months/m-p/4480303#M62717</link>
    <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/813318"&gt;@CH-7-Mission-Accomplished&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Bought a fantastic 2015 Nissan Leaf EV (middle of the line trim). &amp;nbsp;5K miles. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This car retails for 35K for 2016 and we got it for 15.9K with 0% interest for 60 months. &amp;nbsp;(The new car does get a 7.5K federal tax credit.)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The dealer pulled EQ Auto Enhaned. &amp;nbsp;785 FICO. &amp;nbsp;(EQ 08 Classic is 776)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nissan Financing also did an HP. &amp;nbsp;Argh.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I declined the $1800 extended service contract. &amp;nbsp;This car is certified preowned for 100K miles/7 years.&lt;/P&gt;&lt;P&gt;Battery is guaranteed for 84 months/100K miles.&lt;BR /&gt;&lt;BR /&gt;Also, they tried to sell GAP insurance but I knew it would be a better deal to purchase separately. &amp;nbsp;They wanted $495 for GAP.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I called USAA, and though they don't offer GAP insurance per se (except on loans they fund), they do offer comprehensive loan coverage, which is the same thing. &amp;nbsp;The cost is $20 per six months. &amp;nbsp;Great deal.&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrads sounds like you get an awesome deal! Reminds me of the awesome deal I get years ago on a Nissan. Paying $15.9k for a car with an MSRP of $35k even at $20 I would past on the GAP. I don't see how you can get upside down on this loan. Enjoy your new car.&lt;/P&gt;</description>
    <pubDate>Wed, 02 Mar 2016 12:59:12 GMT</pubDate>
    <dc:creator>C7LT1</dc:creator>
    <dc:date>2016-03-02T12:59:12Z</dc:date>
    <item>
      <title>Bought 2015 Nissan Leaf EV for Partner -- 0% for 60 months</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Bought-2015-Nissan-Leaf-EV-for-Partner-0-for-60-months/m-p/4479721#M62705</link>
      <description>&lt;P&gt;Bought a fantastic 2015 Nissan Leaf EV (middle of the line trim). &amp;nbsp;5K miles. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This car retails for 35K for 2016 and we got it for 15.9K with 0% interest for 60 months. &amp;nbsp;(The new car does get a 7.5K federal tax credit.)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The dealer pulled EQ Auto Enhaned. &amp;nbsp;785 FICO. &amp;nbsp;(EQ 08 Classic is 776)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nissan Financing also did an HP. &amp;nbsp;Argh.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I declined the $1800 extended service contract. &amp;nbsp;This car is certified preowned for 100K miles/7 years.&lt;/P&gt;&lt;P&gt;Battery is guaranteed for 84 months/100K miles.&lt;BR /&gt;&lt;BR /&gt;Also, they tried to sell GAP insurance but I knew it would be a better deal to purchase separately. &amp;nbsp;They wanted $495 for GAP.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I called USAA, and though they don't offer GAP insurance per se (except on loans they fund), they do offer comprehensive loan coverage, which is the same thing. &amp;nbsp;The cost is $20 per six months. &amp;nbsp;Great deal.&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;</description>
      <pubDate>Wed, 02 Mar 2016 00:57:44 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Bought-2015-Nissan-Leaf-EV-for-Partner-0-for-60-months/m-p/4479721#M62705</guid>
      <dc:creator>CH-7-Mission-Accomplished</dc:creator>
      <dc:date>2016-03-02T00:57:44Z</dc:date>
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    <item>
      <title>Re: Bought 2015 Nissan Leaf EV for Partner -- 0% for 60 months</title>
      <link>https://ficoforums.myfico.com/t5/Auto-Loans/Bought-2015-Nissan-Leaf-EV-for-Partner-0-for-60-months/m-p/4480303#M62717</link>
      <description>&lt;BLOCKQUOTE&gt;&lt;HR /&gt;&lt;a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/813318"&gt;@CH-7-Mission-Accomplished&lt;/a&gt; wrote:&lt;BR /&gt;&lt;P&gt;Bought a fantastic 2015 Nissan Leaf EV (middle of the line trim). &amp;nbsp;5K miles. &amp;nbsp;&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;This car retails for 35K for 2016 and we got it for 15.9K with 0% interest for 60 months. &amp;nbsp;(The new car does get a 7.5K federal tax credit.)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;The dealer pulled EQ Auto Enhaned. &amp;nbsp;785 FICO. &amp;nbsp;(EQ 08 Classic is 776)&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;Nissan Financing also did an HP. &amp;nbsp;Argh.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I declined the $1800 extended service contract. &amp;nbsp;This car is certified preowned for 100K miles/7 years.&lt;/P&gt;&lt;P&gt;Battery is guaranteed for 84 months/100K miles.&lt;BR /&gt;&lt;BR /&gt;Also, they tried to sell GAP insurance but I knew it would be a better deal to purchase separately. &amp;nbsp;They wanted $495 for GAP.&lt;/P&gt;&lt;P&gt;&amp;nbsp;&lt;/P&gt;&lt;P&gt;I called USAA, and though they don't offer GAP insurance per se (except on loans they fund), they do offer comprehensive loan coverage, which is the same thing. &amp;nbsp;The cost is $20 per six months. &amp;nbsp;Great deal.&lt;BR /&gt;&lt;BR /&gt;&lt;BR /&gt;&lt;/P&gt;&lt;HR /&gt;&lt;/BLOCKQUOTE&gt;&lt;P&gt;Congrads sounds like you get an awesome deal! Reminds me of the awesome deal I get years ago on a Nissan. Paying $15.9k for a car with an MSRP of $35k even at $20 I would past on the GAP. I don't see how you can get upside down on this loan. Enjoy your new car.&lt;/P&gt;</description>
      <pubDate>Wed, 02 Mar 2016 12:59:12 GMT</pubDate>
      <guid>https://ficoforums.myfico.com/t5/Auto-Loans/Bought-2015-Nissan-Leaf-EV-for-Partner-0-for-60-months/m-p/4480303#M62717</guid>
      <dc:creator>C7LT1</dc:creator>
      <dc:date>2016-03-02T12:59:12Z</dc:date>
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