https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan/m-p/4635346#M66176 <P>So recently got my auto loan converted to just my name so now it appears on my credit report as individual account. Does that way any differently than joint?</P> Sun, 12 Jun 2016 20:15:01 GMT Harvey26 2016-06-12T20:15:01Z https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan/m-p/4635346#M66176 <P>So recently got my auto loan converted to just my name so now it appears on my credit report as individual account. Does that way any differently than joint?</P> Sun, 12 Jun 2016 20:15:01 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan/m-p/4635346#M66176 Harvey26 2016-06-12T20:15:01Z https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan/m-p/4635600#M66189 <BLOCKQUOTE><HR /><a href="https://ficoforums.myfico.com/t5/user/viewprofilepage/user-id/921347">@Harvey26</a> wrote:<BR /><P>So recently got my auto loan converted to just my name so now it appears on my credit report as individual account. <FONT color="#0000FF">Does that way any differently than joint?</FONT></P><HR /></BLOCKQUOTE><P>It reports the same and does not report differently if that is what you mean...<BR /><BR /></P> Mon, 13 Jun 2016 01:56:37 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan/m-p/4635600#M66189 Anonymous 2016-06-13T01:56:37Z https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan/m-p/4637341#M66221 <P>Yep, does not weigh any differently.</P><P>Has the same effect on your score as a joint account did.</P><P>The only difference is, moving forward, payment history and such will only affect you and not your original co-signer (it will no longer report on their credit moving forward).</P> Tue, 14 Jun 2016 17:09:38 GMT https://ficoforums.myfico.com/t5/Auto-Loans/Auto-Loan/m-p/4637341#M66221 Anonymous 2016-06-14T17:09:38Z